CENTURY 21 Edge
$540,0004 bd2 ba2,020 sqft$267 /sqft$3,974 /mo all-in ↓

13738 EDEN ISLE BOULEVARD, WINDERMERE, FL, 34786

Active1 days on marketListed Sep 22, 2026MLS #S5158063

Priced 21% below the WINDERMERE 34786 medianPrivate poolSingle Family ResidenceWEST POINT COMMONS

About this home

13738 EDEN ISLE BOULEVARD

This 4-bedroom, 2-bath pool home in the gated community of Eden Isle offers approximately 2,020 square feet of single-story living with an open floor plan, high ceilings, and plenty of space for both everyday living and entertaining. Step outside and enjoy your own private Florida retreat featuring a screened-in pool and a fully fenced backyard; ideal for relaxing, entertaining, or enjoying the Florida sunshine. The spacious primary suite features an en-suite bathroom with a soaking tub, separate shower, double vanity, and plenty of room to unwind. Major improvements provide added peace of mind, including a roof replaced in 2022, HVAC system replaced in 2021, and a new hot water heater. Eden Isle residents enjoy access to a community playground and private community boat ramp on Lake Speer, making it easy to enjoy the Florida lifestyle both on and off the water. Conveniently located in sought-after Windermere with easy access to shopping, dining, entertainment, major roadways, and Central Florida's world-famous attractions. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,020

Sqft

0.16 ac

Lot size

2

Garage

2003

Year built

One

Levels

$267

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCarpet · Laminate · Linoleum · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Lighting · Private Mailbox · Private Yard · Sidewalk

Community & fees

HOA fee$111/mo
Taxes (2025)$3,422/yr
PetsYes
CommunityCommunity Boat Ramp · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,974 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$285
HOA fee — from the listing$111
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate6.00%
Loan term

Estimated payment

$3,974/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$285
HOA / condo fee$111
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$518KedgeAI estimate $601,872 · range $556K$630K$655K

vs edgeAI estimate

−10.3%

$/sqft vs Windermere actives

$267 vs $339

Days on market

1 vs 48 typical

Where $267/sqft sits among the 226 Windermere actives

130 · this home
32
21
14
12
17
$222–374$374–527$527–679$679–831$831–984$984+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eden Isle

Drive times from this address

Walt Disney World21 min
Downtown Orlando25 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Eden Isle — neighborhood snapshot

Population

1,497

Median age

30

Median income

$107,895

Median home value

$382,500

Avg household

3

Households w/ children

154

For the school run

Orange County School District

HighWindermere High★★★★
ElementaryKeenes Crossing Elementary★★★★★
MiddleBridgewater Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$875K$840K

Windermere median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

114 of 226

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Sep 22, 2026Listed at $540,000 · 1 days on market since
2003Built · WEST POINT COMMONS

Reality check

What actually sold near 13738 EDEN ISLE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13914 FLORIGOLD DRIVESold · Jul ’26

$685,000

13914 FLORIGOLD DRIVE · same community

3 bd · 2 ba · 1,968 sqft · $348/sqft · 2 DOM

13826 EDEN ISLE BOULEVARDSold · Mar ’26

$637,000

13826 EDEN ISLE BOULEVARD · same community

4 bd · 3.5 ba · 3,078 sqft · $207/sqft · 142 DOM

13324 LONGACRE DRIVESold · Aug ’26

$498,000

13324 LONGACRE DRIVE

3 bd · 2 ba · 2,058 sqft · $242/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13738 EDEN ISLE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13738 EDEN ISLE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13738 EDEN ISLE BOULEVARD FAQs

What would the monthly payment be for 13738 EDEN ISLE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,974/mo — principal and interest, the actual property-tax bill, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13738 EDEN ISLE BOULEVARD?+

The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13738 EDEN ISLE BOULEVARD?+

The most recent tax bill on record (2025) was $3,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13738 EDEN ISLE BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $540,000, this home is listed about 50% below the Windermere median of $1,089,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13738 EDEN ISLE BOULEVARD?+

Windermere High (high), Keenes Crossing Elementary (elementary), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINDERMERE 34786 market on paper

$540,000 is 21% below the WINDERMERE 34786 median of $680,000, and at $267/sqft it sits under the Windermere average of $448.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Windermere market that averages 48 — if it fits, move quickly.

04Strong assigned schools

Windermere High, Keenes Crossing Elementary, Bridgewater Middle — Windermere High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE PROPERTY FIRM · Kathryn Shevlin. MLS #S5158063.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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