475 PALENCIA PLACE, DAVENPORT, FL, 33837
Active18 days on marketListed Oct 1, 2026MLS #S5158240
About this home
475 PALENCIA PLACE
Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches! SAVE ON YOUR MOVING EXPENSES - ALL FURNITURE CAN BE PURCHASED FOR ONLY $5,000! Beautifully maintained 3-bedroom, 2-bath home plus office/flex room, ideally located on a premium lot, no immediate homes behind you, AND within close proximity to the clubhouse. This thoughtfully designed home features an impressive foyer and a desirable split-bedroom floor plan offering added privacy for guests and owners alike. The huge kitchen is a chef’s dream with granite countertops, a large island with eat-at bar seating, and a spacious breakfast room, all open to the Gathering Room and Dining Room for seamless entertaining. Your life just got a little easier - Enjoy beautiful, easy-care tile flooring in the main living areas. The spacious Primary Suite overlooks the tranquil backyard and features a beautiful ensuite bath with dual sinks, soaking tub and separate shower with glass enclosure. Private commode, and walk-in closet! Relax and unwind on the large covered lanai and expanded lanai creating the perfect peaceful outdoor retreat. Additional highlights include a 4-foot extended garage to accommodate larger vehicles, inside laundry room with sink, new interior paint completed in 2026, New HVAC 2023, and a Generac Whole House Generator! *TAXES DO NOT REFLECT HOMESTEAD EXEMPTION Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30,000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,042
Sqft
0.14 ac
Lot size
2
Garage
2014
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,485 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,485/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Davenport actives
$203 vs $183
Days on market
18 vs 81 typical
Where $203/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $363K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
205 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 475 PALENCIA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$430,000
101 CASTELLON COURT · same community
3 bd · 2 ba · 2,016 sqft · $213/sqft · 0 DOM
Sold · Oct ’26$435,000
100 CASTELLON COURT · same community
3 bd · 2 ba · 1,936 sqft · $225/sqft · 32 DOM
Sold · Feb ’26$408,000
208 ALMERIA WAY · same community
2 bd · 2 ba · 1,927 sqft · $212/sqft · 322 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 475 PALENCIA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 475 PALENCIA PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
475 PALENCIA PLACE FAQs
What would the monthly payment be for 475 PALENCIA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,485/mo — principal and interest, the actual property-tax bill, the $282/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 475 PALENCIA PLACE?+
The association fee works out to $282 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 475 PALENCIA PLACE?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 475 PALENCIA PLACE be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 475 PALENCIA PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $414,900, this home is listed about 7% above the Davenport median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 475 PALENCIA PLACE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GATHERING ROOM REAL ESTATE · Shelly Hertel. MLS #S5158240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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