2581 ONEIDA LOOP, KISSIMMEE, FL, 34747
Active29 days on marketListed Sep 26, 2026MLS #S5158278
About this home
2581 ONEIDA LOOP
Close to Disney! Located only 4 miles to Animal Kingdom & the Disney Resort Corridor! This 5 Bedroom home has a total of 4 Full Bathrooms! Two of the bedrooms are En-Suite Master Bathrooms! NO REAR NEIGHBOR! West Facing Heated Pool & Heated Spa with Natural Gas, are screen enclosed with a private view of trees and woods behind. Perfect Location! The house is fully Furnished with games in the garage. The OPEN FLOORPLAN has High Ceilings with skylights offering a spacious airy Florida lifestyle with French Doors that open to the Covered Lanai. Large Kitchen includes appliances and also has an Island with bar stools, plus an "Eat-In" Kitchen Nook. Get ready to enjoy cooking with the GAS RANGE and plenty of counterspace and cabinetry. The Dining Room is also spacious with an open view of the Great Room which makes for easy entertaining. The 2 Master Bathrooms are also "Pool Baths" with easy access to the covered Lanai. Bathroom Sinks and faucets are new. ROOF 2018 with 30 year shingles! A/C unit new in 2015 which runs on natural gas. Gorgeous sparking pool and spa were RE-SURFACED in 2024 along with a New Pool pump. New Gas Hot Water Heater in 2024. The community is PET FRIENDLY and offers playgrounds, parks, soccer, exercise equipment, tennis, and 1 mile of a walking nature trail. This home is located over the "bridge" to the 2nd phase, in the back of the community which has beautiful trees and a wooded area behind the homes for privacy. The Florida Sun is calling you! Enjoy relaxing by your own private pool with a view of the sun as it sets behind the trees. WOW! As if all of these wonderful features aren't enough..... even more important is what the house DOES NOT HAVE: No CDD fee; NO HOA fee; NO Flood Insurance required in Zone X; NO STAIRS to climb! NO State INCOME TAX in Florida! This home is perfect for either residential use, a vacation home, or a Short-Term Rental / AirBnb investment property. Indian Creek community is zoned to allow Short-Term Rental as well as Long Term Leases for tenants. This "Cypress Springs" Floorplan is the most beautiful and versatile in the entire community. The location of the lot, the privacy, and the close proximity to all of the major access roads to Disney and the Theme parks is SO convenient! Lots of restaurants, shopping, and Margaritaville's H2O Water Park is a short drive up the street along with the popular Sunset Walk with entertainment and an awesome movie theater! Do you have family and friends arriving by plane? No problem! Very easy drive to MCO Orlando International Airport. NOTE: Any Full-Time RESIDENTIAL purchase that closes BEFORE 12/31/2026 is eligible for a Homestead Property Tax Deduction by the Osceola County property tax office starting in 2027. As a full time resident and homeowner you need to file the paperwork once you close. Don't miss this critical window of opportunity! Make an appointment to view this home now! You're going to want to see this one for sure!!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,136
Sqft
0.16 ac
Lot size
2
Garage
2004
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,571 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,571/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Kissimmee actives
$246 vs $206
Days on market
29 vs 80 typical
Where $246/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Creek is a short-term-rental community. See the full guide →
Indian Creek — neighborhood snapshot
Population
550
Median age
36
Median income
$85,350
Median home value
$370,559
Avg household
3
Households w/ children
30%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
201 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2581 ONEIDA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$475,000
8109 SANTEE DRIVE · same community
5 bd · 3 ba · 2,136 sqft · $222/sqft · 106 DOM
Sold · Mar ’26$425,000
8082 SANTEE DRIVE · same community
4 bd · 3 ba · 1,791 sqft · $237/sqft · 2 DOM
Sold · Nov ’25$415,000
2619 ONEIDA LOOP · same community
4 bd · 3 ba · 1,791 sqft · $232/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2581 ONEIDA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2581 ONEIDA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2581 ONEIDA LOOP FAQs
What would the monthly payment be for 2581 ONEIDA LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,571/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2581 ONEIDA LOOP?+
The most recent tax bill on record (2025) was $6,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2581 ONEIDA LOOP be rented short-term?+
Yes — this home sits inside Indian Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2581 ONEIDA LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $524,999, this home is listed about 40% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2581 ONEIDA LOOP?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$524,999 runs 35% above the KISSIMMEE 34747 median — but at 2,136 sqft it's also 17% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Indian Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of SHOWPLACE REALTY, INC. · Christine Johnson. MLS #S5158278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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