3634 NORTHWOODS DRIVE, KISSIMMEE, FL, 34746
Active33 days on marketListed Oct 5, 2026MLS #S5158385
About this home
3634 NORTHWOODS DRIVE
Beautiful 3-bedroom, 2-bathroom home in the excellent Bellalago community. The kitchen features a breakfast bar with modern appliances. There is an eat-in kitchen with a combined formal dining/living room. The screened-in patio is fantastic, with ceiling fans, fully tiled, and large enough to entertain. The community offers a basketball court, tennis courts, 24-hour security at the entrance, a large swimming pool, and a clubhouse. Close to major theme parks with easy access to Orlando International Airport. Bellalago is a stunningly beautiful community surrounded by mature landscaping, nature, and lakes that connect to the 22,700-acre Tohopekaliga Lake. It also includes a 1,300-foot lakeside boardwalk with a gazebo, providing access to both the Atlantic Ocean and the Gulf of Mexico. Bellalago Marina has 10 boat slips, a boat lift on Lake Toho for powerboats, a fishing pier, and covered areas for relaxing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,687
Sqft
0.22 ac
Lot size
2
Garage
2005
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,483 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs Kissimmee actives
$210 vs $202
Days on market
33 vs 74 typical
Where $210/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,392
Median age
35
Median income
$74,027
Median home value
$428,100
Avg household
3
Households w/ children
448
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$355K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
185 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3634 NORTHWOODS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$250,000
3637 WEATHERFIELD DRIVE · same community
3 bd · 2 ba · 1,687 sqft · $148/sqft · 57 DOM
Sold · May ’26$370,000
3617 NORTHWOODS DRIVE · same community
3 bd · 2 ba · 1,813 sqft · $204/sqft · 18 DOM
Sold · Jun ’26$267,000
3621 WEATHERFIELD DRIVE · same community
3 bd · 2 ba · 1,556 sqft · $172/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3634 NORTHWOODS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3634 NORTHWOODS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3634 NORTHWOODS DRIVE FAQs
What would the monthly payment be for 3634 NORTHWOODS DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,483/mo — principal and interest, the actual property-tax bill, the $312/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3634 NORTHWOODS DRIVE?+
The association fee works out to $312 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3634 NORTHWOODS DRIVE?+
The most recent tax bill on record (2025) was $4,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3634 NORTHWOODS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $355,000, this home is listed about 5% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3634 NORTHWOODS DRIVE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY LLC · Ruth Romero. MLS #S5158385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 3634 NORTHWOODS DRIVE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Emanuel to ping you on any price or status change →