CENTURY 21 Edge
✦ Short-Term Rental Eligible
$689,9005 bd3.5 ba3,863 sqft$179 /sqft≈$5,253 /mo all-in ↓

3074 WHITE HORSE COURT, KISSIMMEE, FL, 34746

Active10 days on marketListed Sep 30, 2026MLS #S5158465

Single Family ResidenceSTOREY LAKE

About this home

3074 WHITE HORSE COURT

Pride of ownership shines throughout this upgraded turnkey 5-bedroom, 3.5-bath home with a first-floor primary suite in the gated resort community of Storey Lake. Lovingly maintained by its original owner and never rented, this nearly 4,000-square-foot residence is ready for you to move right in. Inside, rich hardwood and elegant tile flooring flow throughout, and the kitchen features beautiful granite countertops. The first-floor primary suite, finished with warm wood floors, offers privacy and convenience, while a separate dedicated office makes working from home easy. Upstairs, an expansive loft is ready to become a media room, game room, playroom, or second living area. Everyday living is easier with TWO laundry rooms, one on each floor, plus a security system for added peace of mind. Outside, enjoy a fully fenced backyard and screened patio, ideal for morning coffee or weekend barbecues. Best of all, a private gate in the fence opens right across from the clubhouse, putting the resort-style pool, fitness center, playgrounds, and dog park just steps away. A paver driveway, custom concrete curbing, and a sought-after 3-car garage complete the curb appeal. Living in Storey Lake feels like a vacation every day, just minutes from Central Florida's world-famous attractions, shopping, and dining. Homes this well-maintained don't come along often. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,863

Sqft

0.16 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$179

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorNinguno
LaundryLaundry Room · Other
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorPrivate Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$249/mo
Taxes (2025)$10,356/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,253 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$863
HOA fee — from the listing$249
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$5,253/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$863
HOA / condo fee$249
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $690K
$593KedgeAI estimate $636,559 · range $617K–$656K$717K

vs edgeAI estimate

+8.4%

$/sqft vs STOREY LAKE

$179 vs $231

Days on market

10 vs 89 typical

Where $179/sqft sits among the 15 homes for sale in STOREY LAKE

1 · this home
3
1
4
3
3
$165–183$183–201$201–219$219–237$237–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Storey Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityStorey Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price3.7%
Homes for rent right now1,058

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Reflections At Storey Lake

Drive times from this address

Walt Disney World≈ 14 min
Universal Orlando≈ 19 min
Downtown Orlando≈ 25 min
Orlando Int’l Airport (MCO)≈ 27 min
Downtown Tampa≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Storey Lake is a short-term-rental community. See the full guide →

Reflections At Storey Lake — neighborhood snapshot

Population

1,884

Median age

31

Median income

$65,698

Median home value

$358,400

Avg household

3

Households w/ children

235

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

3 of 15

STOREY LAKE have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $689,900 · 10 days on market since
2015Built · STOREY LAKE

Reality check

What actually sold near 3074 WHITE HORSE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4622 FAIRY TALE CIRCLESold · Mar ’26

$590,000

4622 FAIRY TALE CIRCLE · same community

5 bd · 3.5 ba · 3,863 sqft · $153/sqft · 12 DOM

4585 TARGET BOULEVARDSold · May ’26

$664,000

4585 TARGET BOULEVARD · same community

6 bd · 6 ba · 3,760 sqft · $177/sqft · 193 DOM

2832 SIMILE STREETSold · Nov ’25

$920,500

2832 SIMILE STREET · same community

9 bd · 5 ba · 4,289 sqft · $215/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3074 WHITE HORSE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3074 WHITE HORSE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3074 WHITE HORSE COURT FAQs

What would the monthly payment be for 3074 WHITE HORSE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,253/mo — principal and interest, the actual property-tax bill, the $249/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3074 WHITE HORSE COURT?+

The association fee works out to $249 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3074 WHITE HORSE COURT?+

The most recent tax bill on record (2025) was $10,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3074 WHITE HORSE COURT be rented short-term?+

Yes — this home sits inside Storey Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3074 WHITE HORSE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $689,900, this home is listed about 84% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3074 WHITE HORSE COURT?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LUX NOVA REALTY LLC · Audrey Torres. MLS #S5158465.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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