4429 SMALL CREEK ROAD, KISSIMMEE, FL, 34744
Active24 days on marketListed Sep 30, 2026MLS #S5158608
About this home
4429 SMALL CREEK ROAD
Step into this beautiful townhome and enjoy its modern charm and convenience. This pristine property is fully equipped with all stainless-steel appliances, including refrigerator, stove, microwave, dishwasher, and in unit washer and dryer- ready to meet your every need. Inside, you will find a thoughtfully designed layout with all three spacious bedrooms located upstairs, ensuring privacy and separation from the living room and entertainment areas. Downstairs, a convenient half bathroom adds ease for guest and day to day living. The open concept living area flows seamlessly to the back patio, a perfect spot for relaxation after a busy day. Located in a quiet, welcoming community, you are just minutes away from all the essentials stores, banks, and dining options, putting everything you need close at hand. Don't miss the opportunity to make this beautiful townhome, your new home. Schedule a tour today and experience the ideal blend of comfort and convenience.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,628
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$1 vs $206
Days on market
24 vs 80 typical
Where $1/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Creekside is a short-term-rental community. See the full guide →
KISSIMMEE 34744 — neighborhood snapshot
Population
62,756
Median age
37.9
Median income
$69,837
Median home value
$326,700
Avg household
2.99
Households w/ children
7,069
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4429 SMALL CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$420,000
3230 RUSTIC DRIVE
3 bd · 2 ba · 1,608 sqft · $261/sqft · 19 DOM
Sold · Sep ’26$360,000
3829 SPRINGLAKE VILLAGE COURT
3 bd · 2 ba · 1,661 sqft · $217/sqft · 35 DOM
Sold · Feb ’26$410,000
3179 MAPLE RUN
3 bd · 2 ba · 1,667 sqft · $246/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4429 SMALL CREEK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4429 SMALL CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4429 SMALL CREEK ROAD FAQs
What would the monthly payment be for 4429 SMALL CREEK ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 4429 SMALL CREEK ROAD be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4429 SMALL CREEK ROAD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $2,375, this home is listed about 99% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4429 SMALL CREEK ROAD?+
Neptune Middle School (middle), Neptune Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34744 market on paper
$2,375 is 99% below the KISSIMMEE 34744 median of $364,900, and at $1/sqft it sits under the Kissimmee average of $211.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $2,400, now $2,375 — a $25 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VESTI LLC · Wendy Castano Cuartas. MLS #S5158608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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