CENTURY 21 Edge
$250,0002 bd2 ba1,507 sqft$166 /sqft≈$1,899 /mo all-in ↓

4302 SHADOW WOOD LANE, WINTER HAVEN, FL, 33880

Active11 days on marketListed Oct 1, 2026MLS #S5158743

Single Family ResidenceSHADOW WOOD

About this home

4302 SHADOW WOOD LANE

Welcome to 4302 Shadow Wood Ln in Winter Haven! Situated on a SPACIOUS .35-ACRE CORNER LOT with NO HOA, this beautifully updated 2-bedroom, 2-bathroom home offers plenty of room inside and out, a FULLY FENCED BACKYARD and a convenient location with easy access to the Polk Parkway. Step inside to a FRESHLY PAINTED INTERIOR & a desirable split-bedroom floor plan designed for both comfort and privacy. The entry foyer opens to a welcoming living room and spacious family room featuring a WOOD-BURNING FIREPLACE with built-in shelving, creating a comfortable space for relaxing or entertaining. Laminate flooring flows throughout the home for easy maintenance. The UPDATED KITCHEN features stainless steel appliances, updated cabinetry and countertops, offering a fresh and functional space with plenty of storage. The spacious primary suite includes a private ensuite bathroom with a step-in shower, while the second bedroom features convenient built-in shelving. An inside utility/laundry room adds additional functionality, and the WASHER & DRYER are included. Outside, enjoy the SCREENED-IN PATIO overlooking the fully fenced backyard, with plenty of space for pets, gardening, entertaining or simply enjoying the Florida weather. The oversized .35-acre corner lot provides extra breathing room, while the SIDE-ENTRY 2-CAR GARAGE offers additional parking and storage. Some of the improvements include UPDATED PLUMBING, WINDOWS & PATIO FRENCH DOORS (2019/2020), GARAGE DOOR (2019), NEW WATER HEATER (2026)and HVAC (2023).With NO HOA, a large corner lot and a great Winter Haven location, this home offers flexibility that's increasingly hard to find. Conveniently located just minutes from PUBLIX, shopping, restaurants and everyday amenities, with quick access to the POLK PARKWAY for an easy connection toward both TAMPA and ORLANDO. If you're looking for an updated home with space, privacy and a central location, this one is ready to welcome you home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,507

Sqft

0.35 ac

Lot size

2

Garage

1980

Year built

One

Levels

$166

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Faces Side
ExteriorFrench Doors · Private Yard

Community & fees

Taxes (2026)$1,884/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,899 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2026 actual bill$157
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$1,899/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$157
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$226KedgeAI estimate $253,074 · range $236K–$269K$279K

vs edgeAI estimate

−1.2%

$/sqft vs Winter Haven actives

$166 vs $171

Days on market

11 vs 77 typical

Where $166/sqft sits among the 400 Winter Haven actives

43
62
110 · this home
99
43
43
$96–122$122–148$148–174$174–200$200–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shadow Wood

Drive times from this address

Walt Disney World≈ 50 min
Downtown Tampa≈ 50 min
Universal Orlando≈ 60 min
Tampa Int’l Airport (TPA)≈ 61 min
Downtown Orlando≈ 66 min
Orlando Int’l Airport (MCO)≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

Shadow Wood — neighborhood snapshot

Population

708

Median age

43

Median income

$81,635

Median home value

$259,300

Avg household

3

Households w/ children

64%

For the school run

Polk County School District

MiddleWestwood Middle School★★★★★
ElementaryLake Shipp Elementary School★★★★★
HighLake Region High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$283K → $279K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

209 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $250,000 · 11 days on market since
1980Built · SHADOW WOOD

Reality check

What actually sold near 4302 SHADOW WOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2005 SPIRIT LAKE ROADSold · Mar ’26

$290,000

2005 SPIRIT LAKE ROAD · same community

3 bd · 2 ba · 1,710 sqft · $170/sqft · 25 DOM

4357 DIAMOND ROADSold · Jul ’26

$441,000

4357 DIAMOND ROAD · same community

3 bd · 2 ba · 1,978 sqft · $223/sqft · 0 DOM

4310 SHADOW WOOD TRAILSold · Apr ’26

$620,000

4310 SHADOW WOOD TRAIL · same community

3 bd · 4 ba · 3,051 sqft · $203/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4302 SHADOW WOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4302 SHADOW WOOD LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4302 SHADOW WOOD LANE FAQs

What would the monthly payment be for 4302 SHADOW WOOD LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4302 SHADOW WOOD LANE?+

The most recent tax bill on record (2026) was $1,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4302 SHADOW WOOD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $250,000, this home is listed about 12% below the Winter Haven median of $284,995. The market section on this page shows how the area is trending.

Which schools are assigned to 4302 SHADOW WOOD LANE?+

Westwood Middle School (middle), Lake Shipp Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Patricia De Graaff, LLC. MLS #S5158743.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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