516 PLAYA DR, DAVENPORT, FL, 33837
Active19 days on marketListed Oct 19, 2026MLS #S5158900
About this home
516 PLAYA DR
Virtually Staged. | A Home That Has Been Truly Loved. Some homes are well maintained. This one has been truly loved. Since 2021, the owners have invested more than $70,000 in documented improvements, and the care and attention to detail are evident throughout. Start with the major upgrades buyers appreciate most: a NEW ROOF (MARCH 2026), three new thermal-pane windows (2022), a new 8-foot thermal-pane back door with integrated shade (2022), garage door insulation (2022) with new opener (2023), whole-house insulation upgrade (2024), new interior duct system (2024), and whole-house surge protector (2025). Exterior improvements include fresh paint and sealing (2023), resealed driveway (2025), complete irrigation system with new controller (2026), new gutters (2023), and new mailbox (2025). Inside, 2,030 square feet of light-filled living space blend contemporary updates with inviting warmth. Elegant shutters and wainscoting add timeless character, while the family room features a custom-built media center showcasing true craftsmanship. The primary suite has been enhanced with sleek contemporary doors, a redesigned entry, and a second closet (2026). Further improvements include fresh interior paint (2025–2026), new shiplap and barn door (2026), updated kitchen and bath faucets (2023), new guest bath sink and water-saving toilet (2023), dishwasher (2023), microwave (2021), washer and dryer (2022), whole-house water filtration (2022), new smoke detector system (2022), and a remote-controlled front door lock (2025). The bonus room offers built-in shelving and can serve as a home office or a guest room with a Murphy bed, providing flexibility for visiting family and friends. Outdoor living is just as inviting. A new lanai slab and screened enclosure (2023) and brick patio (2023) create welcoming spaces for morning coffee or relaxing evenings. The bonus storage area with a granite countertop and cabinets serves the outdoor entertaining area, kitchen eating area, and Florida room, making hosting family and friends a pleasure. Enjoy the Del Webb Orlando Lifestyle. Located within gated Ridgewood Lakes, Del Webb Orlando is a 55+ community by Del Webb, a builder known for creating homes and communities tailored to this stage of life. There is NO CDD fee. The semiannual Ridgewood Lakes HOA fee of $425 covers the 24/7 staffed security gate and private road maintenance. The monthly Del Webb HOA fee of $333 includes lawn care and access to the resident-owned Montecito Clubhouse, featuring more than 30,000 square feet of amenities: a tavern, indoor walking track, fitness center, indoor and outdoor pools and spas, billiards, ping-pong, a craft room, and a ballroom for special occasions. Outdoor amenities include pickleball, tennis, bocce, basketball, shuffleboard, a community garden, an amphitheater, a brick fire pit, a large screened gazebo overlooking the water, and miles of walking and biking trails to enjoy the Florida lifestyle. The recently renovated 18-hole White Heron Golf Club is right next door. Posner Park shopping is approximately four miles away, AdventHealth Hospital within close proximity, and I-4 provides convenient access to area attractions, airports, SunRail, Walt Disney World and Universal Orlando. The hard work has already been done. This home is ready for its next owners to move in, settle down, and enjoy everything Del Webb Orlando has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,030
Sqft
0.12 ac
Lot size
2
Garage
2007
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,731 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs Davenport actives
$197 vs $185
Days on market
19 vs 73 typical
Where $197/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,254
Median age
54
Median income
$72,667
Median home value
$363,220
Avg household
3
Households w/ children
330
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
199 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 516 PLAYA DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$387,000
125 VALENCIA LANE
3 bd · 2 ba · 2,024 sqft · $191/sqft · 3 DOM
Sold · Feb ’26$420,000
337 ALICANTE COURT
3 bd · 2 ba · 2,051 sqft · $205/sqft · 6 DOM
Sold · Sep ’26$408,000
329 ALICANTE COURT
3 bd · 2 ba · 2,000 sqft · $204/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 516 PLAYA DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 516 PLAYA DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
516 PLAYA DR FAQs
What would the monthly payment be for 516 PLAYA DR?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,731/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 516 PLAYA DR?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 516 PLAYA DR?+
The most recent tax bill on record (2026) was $3,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 516 PLAYA DR be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 516 PLAYA DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $399,999, this home is listed about 4% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 516 PLAYA DR?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,999 runs 27% above the DAVENPORT 33837 median.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nikki Ansons. MLS #S5158900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 516 PLAYA DR but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →