121 LOCHNESS LANE, KISSIMMEE, FL, 34743
Active3 days on marketListed Oct 7, 2026MLS #S5159108
About this home
121 LOCHNESS LANE
Beautifully remodeled pool home with NO HOA! This 3-bedroom, 2-bath property also features a versatile bonus room, ideal for a home office, guest room, playroom, or additional flex space. Thoughtfully updated just two years ago, the home offers a modern open-concept kitchen, beautifully renovated bathrooms, and fresh interior and exterior paint. Major improvements include a NEW A/C installed in 2024 and a 2021 roof, offering added peace of mind for the next owner. The spacious living area flows effortlessly toward the fully fenced backyard, where your private pool creates the perfect setting for relaxing, entertaining, and enjoying the Florida lifestyle year-round. A bright breakfast nook filled with natural light adds to the home's warm and inviting feel. Conveniently located near shopping, dining, entertainment, and everyday essentials, this move-in-ready home combines comfort, flexibility, and valuable updates all with no HOA. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,563
Sqft
0.18 ac
Lot size
1990
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs Kissimmee actives
$255 vs $207
Days on market
3 vs 89 typical
Where $255/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Cypress Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Lakes is a short-term-rental community. See the full guide →
Cypress Lakes — neighborhood snapshot
Population
1,655
Median age
33
Median income
$35,222
Median home value
$276,700
Avg household
3
Households w/ children
184
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
199 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 LOCHNESS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$400,000
154 HIDDEN SPRINGS CIRCLE · same community
3 bd · 2 ba · 1,563 sqft · $256/sqft · 11 DOM
Sold · Jul ’26$380,000
235 HIDDEN SPRINGS CIRCLE · same community
3 bd · 3 ba · 1,508 sqft · $252/sqft · 24 DOM
Sold · Dec ’25$320,000
115 LOCHNESS LANE · same community
3 bd · 2 ba · 1,480 sqft · $216/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 121 LOCHNESS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 LOCHNESS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
121 LOCHNESS LANE FAQs
What would the monthly payment be for 121 LOCHNESS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 LOCHNESS LANE?+
The most recent tax bill on record (2024) was $3,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 121 LOCHNESS LANE be rented short-term?+
Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Kissimmee?+
At $399,000, this home is listed about 6% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 121 LOCHNESS LANE?+
Ventura Elementary School (elementary), Parkway Middle School (middle), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 40% above the KISSIMMEE 34743 median.
02Zoned for nightly rentals
Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 3 days on market in a Kissimmee market that averages 89 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CAISSA REALTY INVESTMENT INC · Annie Iglesias Paz. MLS #S5159108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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