CENTURY 21 Edge

531 LA GOY STREET SW, PALM BAY, FL, 32908

Active7 days on marketListed Oct 30, 2026MLS #S5159195

✦ Priced 21% below the PALM BAY 32908 medianPORT MALABAR UNIT 30

About this home

531 LA GOY STREET SW

Builders and custom-home buyers: 531 La Goy St SW is an 80 x 125 ft (0.23 acre) homesite in Port Malabar Unit 30, one of southwest Palm Bay’s most active new-construction areas. The street is paved and already lined with newly built homes, so the lot suits a building company adding inventory as well as an owner planning a personal residence. Zoned SRE for single-family construction with no HOA, and sized for popular three- and four-bedroom floor plans with a garage. The south-facing frontage places the backyard on the north side of the home. The City of Palm Bay is planning the Phoenix Business Park in the nearby Compound area, a project supported by state infrastructure funding and intended for advanced manufacturing and aerospace employers, and southwest Palm Bay has been drawing attention from builders and investors. The location offers convenient access to I-95, shopping and dining in the Bayside Lakes area, Melbourne Orlando International Airport, the Space Coast’s major employers, and the beaches of Brevard County. Build now or hold for a future project. All information is deemed reliable; buyers and their agents are encouraged to verify utilities, zoning, pet and animal regulations, planned development, and building requirements with the City of Palm Bay and Brevard County.

Facts & features

The home at a glance

0.23 ac

Lot size

City view

Inside

Outside & construction

ViewCity
FacesSouth

Community & fees

Taxes (2025)$483/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Cable Available · Electrical Nearby · Electricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$471 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$254
FHA mortgage insurance (est.)$16
Property tax — 2025 actual bill$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,295Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,295
Interest rate7.50%
Loan term

Estimated payment

$471/mo

Principal & interest$254
FHA mortgage insurance (est.)$16
Property taxes (actual bill)$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside The Compound

Get to know Palm Bay. See the full Palm Bay guide →

The Compound — neighborhood snapshot

Population

2,892

Median age

39

Median income

$60,410

Median home value

$265,758

Avg household

3

Households w/ children

405

For the school run

Brevard County School District

ElementaryWestside Elementary School★★★★★
HighBayside High School★★★★★
MiddleSouthwest Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$305K → $331K

Palm Bay median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the PALM BAY 32908 median. See the full Palm Bay market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $37,000 · 7 days on market since

Reality check

What actually sold near 531 LA GOY STREET SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2990 LAKELAND AVENUE SWSold · Apr ’26

$339,243

2990 LAKELAND AVENUE SW · same community

3 bd · 2 ba · 1,808 sqft · $188/sqft · 201 DOM

2720 HAGUE AVENUE SWSold · Jun ’26

$315,000

2720 HAGUE AVENUE SW · same community

3 bd · 2 ba · 1,808 sqft · $174/sqft · 53 DOM

3080 POMELLO AVENUE SWSold · Aug ’26

$324,888

3080 POMELLO AVENUE SW · same community

3 bd · 2 ba · 1,808 sqft · $180/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 531 LA GOY STREET SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 531 LA GOY STREET SW — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

531 LA GOY STREET SW FAQs

What would the monthly payment be for 531 LA GOY STREET SW?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $471/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 531 LA GOY STREET SW?+

The most recent tax bill on record (2025) was $483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 531 LA GOY STREET SW?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Bay?+

At $37,000, this home is listed about 88% below the Palm Bay median of $319,900. The market section on this page shows how the area is trending.

Which schools are assigned to 531 LA GOY STREET SW?+

Westside Elementary School (elementary), Bayside High School (high), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM BAY 32908 market on paper

$37,000 is 21% below the PALM BAY 32908 median of $47,000.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 7 days on market in a Palm Bay market that averages 58 — if it fits, move quickly.

Listing courtesy of AROD PARTNERS REALTY · Carolina Mejia. MLS #S5159195.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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