3630 WELSCH WAY, LAKELAND, FL, 33813
Active3 days on marketListed Oct 15, 2026MLS #S5159339
Come see it
Upcoming open house
Sun, Oct 25
1:30 PM – 2:30 PM
About this home
3630 WELSCH WAY
Discover an inviting opportunity, a genuine deal at this price in a desirable South Lakeland location. This home combines an affordable HOA fee with the advantage of NO CDD assessments, making it equally appealing as a comfortable primary residence or a strong rental investment. A grand double-door entrance welcomes you into a bright, open floor plan finished with all-tile flooring for easy maintenance and lasting durability. The living room flows effortlessly into the dining area, while the highly functional layout continues into a well-equipped kitchen featuring a dinette space, breakfast bar, and abundant cabinets, with the added convenience of a dedicated laundry room. The split-bedroom design delivers everyday privacy. The primary suite offers a generous walk-in closet and a private ensuite bath complete with a garden tub and dual-sink vanity. A second bedroom provides its own spacious walk-in closet. Step outside to enjoy the Florida sunshine from the screened lanai, then explore an expansive backyard with excellent potential for outdoor living and gardening. Enjoy quick access to US-98, County Road 540A, FL-60, and Polk Parkway, along with an easy commute to both Orlando and Tampa. To schedule a showing, provide your realtor a pre-approval letter/proof of funds. Buyers are responsible for verifying the accuracy of all information.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,535
Sqft
0.28 ac
Lot size
2
Garage
2003
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,302 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,302/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs Lakeland actives
$186 vs $193
Days on market
3 vs 60 typical
Where $186/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
225 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3630 WELSCH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$306,000
6510 OAKPOINT DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $200/sqft · 15 DOM
Sold · Jun ’26$302,000
2055 GOLDEN MEADOW WAY
3 bd · 2 ba · 1,531 sqft · $197/sqft · 55 DOM
Sold · Jun ’26$360,000
2258 BLUEBIRD AVENUE
3 bd · 2 ba · 1,527 sqft · $236/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3630 WELSCH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3630 WELSCH WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3630 WELSCH WAY FAQs
What would the monthly payment be for 3630 WELSCH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,302/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3630 WELSCH WAY?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3630 WELSCH WAY?+
The most recent tax bill on record (2025) was $3,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3630 WELSCH WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $285,000, this home is listed about 14% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3630 WELSCH WAY?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAZELG REALTY · Lienyvette Grimaldo. MLS #S5159339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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