45 SANCTUARY AVENUE, DEBARY, FL, 32713
Active1 days on marketListed Oct 12, 2026MLS #S5159397
About this home
45 SANCTUARY AVENUE
Brand-New Construction on 1.16 Acres of Private Wooded Property — No HOA or CDD! Discover the perfect blend of modern comfort, privacy, and convenience in this stunning brand-new, single-story home featuring 1,818 square feet under air and 2,513 total square feet. Offering 4 spacious bedrooms and 3.5 bathrooms, this thoughtfully designed home showcases impressive 10-foot ceilings, elegant 8-foot doors, and a bright, open feel throughout. Enjoy the convenience of a dedicated laundry room, a covered patio ideal for outdoor entertaining, and a private side viewing deck overlooking the peaceful surrounding woods. Situated on 1.16 acres of private property in a quiet estate neighborhood, this home offers a serene setting with plenty of room to relax and enjoy nature. Best of all, there is no HOA and no CDD, giving you greater freedom and no additional community association or CDD fees. Despite its private setting, you are just minutes from walking trails, schools, shopping, restaurants, and major roadways. Experience the best of peaceful estate-style living with modern amenities and everyday conveniences close at hand. A rare opportunity to enjoy brand-new construction, spacious living, and a private natural setting — all with no HOA or CDD!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,818
Sqft
1.16 ac
Lot size
1
Garage
2026
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs Debary actives
$289 vs $203
Days on market
1 vs 60 typical
Where $289/sqft sits among the 120 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Johns River Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
St. Johns River Estates — neighborhood snapshot
Population
480
Median age
46
Median income
$123,261
Median home value
$413,500
Avg household
3
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
65 of 120
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 SANCTUARY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$518,000
340 RUTH JENNINGS DRIVE · same community
4 bd · 3 ba · 2,367 sqft · $219/sqft · 22 DOM
Sold · Mar ’26$500,000
345 RUTH JENNINGS DRIVE · same community
4 bd · 3 ba · 2,405 sqft · $208/sqft · 13 DOM
Sold · Feb ’26$395,000
759 LAZIO CIRCLE
4 bd · 2 ba · 1,836 sqft · $215/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 SANCTUARY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 SANCTUARY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45 SANCTUARY AVENUE FAQs
What would the monthly payment be for 45 SANCTUARY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,561/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45 SANCTUARY AVENUE?+
The most recent tax bill on record (2025) was $942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Debary?+
At $525,000, this home is listed about 39% above the Debary median of $377,000. The market section on this page shows how the area is trending.
Which schools are assigned to 45 SANCTUARY AVENUE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 56% above the DEBARY 32713 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Debary market that averages 60 — if it fits, move quickly.
04Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 365 REALTY, INC. · Robert Benenati. MLS #S5159397.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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