2227 CASPIAN DRIVE, LAKELAND, FL, 33805
Active4 days on marketListed Oct 14, 2026MLS #S5159450
About this home
2227 CASPIAN DRIVE
INCREDIBLE OPPORTUNITY! ASSUMABLE MORTGAGE WITH AN EXCEPTIONALLY LOW INTEREST RATE! RESORT-STYLE LIVING IN A BEAUTIFUL WATERFRONT COMMUNITY! Welcome to 2227 Caspian Drive in Lakeland, Florida, where comfort, convenience, exceptional amenities, and an incredible financing opportunity come together! Nestled within a beautiful 575-ACRE MASTER-PLANNED COMMUNITY SURROUNDED BY FIVE SIGNATURE LAKES, this home offers the perfect combination of suburban tranquility, waterfront scenery, and resort-style living in a wonderful, established neighborhood! DESIGNED FOR COMFORT AND FLEXIBILITY! Step inside and discover a spacious kitchen featuring GRANITE COUNTERTOPS AND A LARGE CENTER ISLAND, perfect for cooking and entertaining. With 2.5 BATHROOMS, a VERSATILE UPSTAIRS LOFT ideal for a home office, entertainment area, or media room, and a SPACIOUS SECOND-FLOOR LAUNDRY ROOM, this home offers convenience and functionality for everyday living. LOVE OUTDOOR LIVING? You'll love the LARGE, FULLY FENCED BACKYARD, offering plenty of space for entertaining, weekend barbecues, pets, gardening, or simply relaxing and enjoying Florida's beautiful weather! RESORT-STYLE AMENITIES RIGHT IN YOUR COMMUNITY! Enjoy an impressive selection of amenities, including a beautiful CLUBHOUSE, SWIMMING POOL, FITNESS CENTER, TENNIS COURTS, BASKETBALL COURTS, DOG PARK, AND TOT LOT PLAYGROUND. Planning a special celebration? The COMMUNITY EVENT ROOM provides a wonderful space for your next gathering! Outdoor enthusiasts will appreciate the FISHING DOCK, CANOE LAUNCH, BOAT LAUNCH, AND CHARMING GAZEBO, surrounded by picturesque lakes and natural scenery. EXCEPTIONAL HOA VALUE! The HOA includes access to these fantastic amenities, CABLE TV, AND HIGH-SPEED INTERNET! The community also features NEWLY INSTALLED FIBER-OPTIC INTERNET INFRASTRUCTURE, offering enhanced connectivity for working from home, streaming, and everyday activities. LOCATION, LOCATION, LOCATION! Conveniently situated approximately FIVE MINUTES FROM I-4, this home offers easy access to Orlando, Tampa, WALT DISNEY WORLD, LEGOLAND, BUSCH GARDENS, FLORIDA'S BEAUTIFUL BEACHES, shopping, dining, entertainment, and much more! BUT HERE'S WHAT TRULY SETS THIS HOME APART! ASSUMABLE MORTGAGE WITH AN EXCEPTIONALLY LOW INTEREST RATE! The sellers are offering qualified buyers the opportunity to assume their existing mortgage at a rate SIGNIFICANTLY LOWER THAN CURRENT MARKET RATES! Even better, this financing option offers the potential for NO LENDER-REQUIRED DOWN PAYMENT AND LOWER CLOSING COSTS! WHY PAY TODAY'S HIGHER INTEREST RATES WHEN YOU MAY BE ABLE TO TAKE ADVANTAGE OF A MUCH LOWER ONE? DON'T MISS THIS INCREDIBLE OPPORTUNITY! Whether you're drawn to the spacious backyard, versatile loft, beautiful waterfront community, outstanding amenities, or exceptional financing opportunity, THIS HOME HAS IT ALL! CALL TODAY to learn more about the mortgage assumption process and schedule your private showing! YOUR NEXT HOME AND AN INCREDIBLE LIFESTYLE ARE WAITING FOR YOU!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,880
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,958 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,958/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Lakeland actives
$189 vs $194
Days on market
4 vs 60 typical
Where $189/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33805 — neighborhood snapshot
Population
27,391
Median age
36.9
Median income
$55,565
Median home value
$173,800
Avg household
2.58
Households w/ children
2,852
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2227 CASPIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$397,000
5611 ARAL DRIVE · same community
4 bd · 3 ba · 2,492 sqft · $159/sqft · 101 DOM
Sold · Nov ’25$344,000
5624 ARAL DRIVE
4 bd · 2 ba · 1,885 sqft · $182/sqft · 34 DOM
Sold · Aug ’26$385,000
2121 GENEVA DRIVE
4 bd · 2 ba · 1,863 sqft · $207/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2227 CASPIAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2227 CASPIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2227 CASPIAN DRIVE FAQs
What would the monthly payment be for 2227 CASPIAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,958/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2227 CASPIAN DRIVE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2227 CASPIAN DRIVE?+
The most recent tax bill on record (2025) was $4,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2227 CASPIAN DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $354,999, this home is listed about 7% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2227 CASPIAN DRIVE?+
Lakeland Senior High School (high), Crystal Lake Middle School (middle), Valleyview Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$354,999 runs 73% above the LAKELAND 33805 median.
02Fresh on the market
Only 4 days on market in a Lakeland market that averages 60 — if it fits, move quickly.
03Strong assigned schools
Lakeland Senior High School, Crystal Lake Middle School, Valleyview Elementary School — Valleyview Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Damaris Azzine. MLS #S5159450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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