98 PINE ISLAND CIRCLE, KISSIMMEE, FL, 34743
Active23 days on marketListed Oct 15, 2026MLS #S5159611
About this home
98 PINE ISLAND CIRCLE
Virtually Staged. Discover the perfect blend of comfort, privacy, and location in this charming 3-bedroom, 2-bathroom villa in Buenaventura Lakes. Situated on a desirable corner lot, this well-maintained home features inviting living spaces, a stylish kitchen with granite countertops, and a peaceful waterfront setting. With no neighbors behind the property, you can enjoy beautiful water views and a greater sense of privacy. Ideally situated near major highways, Orlando International Airport, local shops, restaurants, and Central Florida’s popular attractions, this home offers convenience and an enjoyable lifestyle. A wonderful opportunity to own a waterfront property in an established and convenient community! * Information recorded in the MLS is intended to be accurate, but NOT GUARANTEED. HOA fees and regulations, home square footage, room sizes, and lot size should be independently verified.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,070
Sqft
0.04 ac
Lot size
1988
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,510 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs Kissimmee actives
$243 vs $203
Days on market
23 vs 73 typical
Where $243/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34743 — neighborhood snapshot
Population
40,656
Median age
38
Median income
$59,186
Median home value
$277,700
Avg household
3.35
Households w/ children
4,224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$355K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
183 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the KISSIMMEE 34743 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 98 PINE ISLAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$237,500
68 PINE ISLAND CIRCLE · same community
2 bd · 2 ba · 938 sqft · $253/sqft · 18 DOM
Sold · Mar ’26$221,500
32 W COUNTRY COVE WAY UNIT 32
3 bd · 2 ba · 1,073 sqft · $206/sqft · 92 DOM
Sold · May ’26$303,000
681 ROYAL PALM DRIVE
3 bd · 2 ba · 1,065 sqft · $285/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 98 PINE ISLAND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 98 PINE ISLAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
98 PINE ISLAND CIRCLE FAQs
What would the monthly payment be for 98 PINE ISLAND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,510/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 98 PINE ISLAND CIRCLE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 98 PINE ISLAND CIRCLE?+
The most recent tax bill on record (2025) was $3,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 98 PINE ISLAND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $259,900, this home is listed about 31% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 98 PINE ISLAND CIRCLE?+
Parkway Middle School (middle), Ventura Elementary School (elementary), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOP SAVING REALTY · Sonya Dietsch. MLS #S5159611.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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