442 HAMMERSTONE AVENUE, HAINES CITY, FL, 33844
Active2 days on marketListed Oct 21, 2026MLS #S5159796
About this home
442 HAMMERSTONE AVENUE
Welcome to this spacious two-story, 4-bedroom, 2.5-bathroom home located in the desirable Stonewood Crossings community. Offering over 2,200 square feet of living space and lawn care included, this home provides plenty of room for comfortable everyday living. Designed with families in mind, the functional floor plan features generous living spaces throughout. Upstairs, you'll find four spacious bedrooms and two full bathrooms, including a private primary suite that offers the perfect place to unwind. Downstairs, the home features a large family room along with a versatile den and adjacent half bath. This flexible space can easily be used as a home office, playroom, guest room, or additional living area to suit your needs. Step outside to the screened lanai, where you can relax and enjoy the peaceful backyard setting. Whether you're entertaining guests or enjoying a quiet evening outdoors, this space is perfect for Florida living. Property Features: * 4 Bedrooms * 2.5 Bathrooms * Over 2,200 Square Feet * Spacious Family Room * Flexible Den/Home Office or Guest Space * Large Primary Suite * Screened Lanai * Attached 2-Car Garage * Lawn Care Included Conveniently located near US Highway 27 and Highway 17/92, this home offers quick access to shopping, dining, schools, medical facilities, and major employers. Walmart, Publix, Lowe's, Heart of Florida Regional Medical Center, and other everyday conveniences are just minutes away. If you're looking for a spacious home in a convenient location with lawn maintenance included, this property is an excellent opportunity. Schedule your private showing today and make this beautiful Stonewood Crossings home your next address!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,200
Sqft
0.14 ac
Lot size
2007
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$1 vs $172
Days on market
2 vs 66 typical
Where $1/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
207 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 442 HAMMERSTONE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$309,000
431 HAMMERSTONE AVENUE · same community
4 bd · 2 ba · 1,874 sqft · $165/sqft · 16 DOM
Sold · Jun ’26$385,000
137 MILESTONE DRIVE · same community
5 bd · 3.5 ba · 2,980 sqft · $129/sqft · 79 DOM
Sold · Apr ’26$300,000
1132 AVENUE K
4 bd · 3 ba · 2,170 sqft · $138/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 442 HAMMERSTONE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 442 HAMMERSTONE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
442 HAMMERSTONE AVENUE FAQs
What would the monthly payment be for 442 HAMMERSTONE AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 442 HAMMERSTONE AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $1,950, this home is listed about 99% below the Haines City median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 442 HAMMERSTONE AVENUE?+
Alta Vista Elementary School (elementary), Shelley S. Boone Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RENTAL AND REALTY GROUP · Jordan Leventhal. MLS #S5159796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 442 HAMMERSTONE AVENUE but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →