542 CORTEZ DRIVE, DAVENPORT, FL, 33837
Active8 days on marketListed Oct 30, 2026MLS #S5160184
About this home
542 CORTEZ DRIVE
Spacious home with Exceptional Upgrades! Enjoy the best of active-adult living in this thoughtfully upgraded home in the gated Del Webb Orlando community. Major improvements including a NEW ROOF (2026), a 2024 Lennox two-stage HVAC system with a transferable 12-year extended warranty, and a whole-house Generac 22 kW standby generator. Additional upgrades include a water softener system, three solar sun tunnels, whole-house gutters, and exterior paint updated in 2019. The kitchen features quartz countertops (2021), an extra-large single-basin stainless steel sink, a stainless steel range (2024), a side-by-side refrigerator (2026), an upgraded 3/4-horsepower garbage disposal, and an additional dining area with recessed lighting. No Carpets! Laminate flooring in all bedrooms, along with crown molding in the living areas and bedrooms. Updated LED ceiling lighting in the kitchen, living room, and entryway, additional dining-area lighting, and a refreshed primary bathroom with replacement lighting, mirrors, and vanities. A 2022 LG laundry tower adds convenience. The home also offers an extended and private screened lanai, an enclosed entryway, and a triple sliding glass door with an added double screen door. The garage features insulation in the door and attic, an additional screen door, and a dedicated mini-split air-conditioning system, and two overhead storage racks measuring 8 feet and 6 feet, making it perfect for a workshop. Experience the Del Webb Orlando Lifestyle! Residents enjoy an impressive 30,000-square-foot clubhouse and an exceptional selection of resort-style amenities, including a semi-Olympic indoor pool, a zero-entry outdoor resort pool, a state-of-the-art fitness center, an indoor walking track, a yoga room, a ballroom, craft rooms, and indoor and outdoor hot tubs. Stay active with pickleball, tennis, bocce ball, shuffleboard, basketball, and scenic walking trails around the community lakes, with fishing permitted in designated areas. The community tavern provides a welcoming gathering place for food, drinks, and regular entertainment, including live music, karaoke, trivia, and bingo. With more than 50 clubs and interest groups, there are plenty of opportunities to explore hobbies, meet neighbors, and build lasting friendships. A public golf course is available within the compound. This gated 55+ community offers 24/7 security and convenient access to shopping, dining, healthcare, hospitals, and Central Florida's world-famous attractions, including Walt Disney World, Universal Orlando Resort, SeaWorld Orlando, and LEGOLAND Florida Resort. Don't miss this exceptional value, schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,928
Sqft
0.11 ac
Lot size
2
Garage
2013
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,678 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,678/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Davenport actives
$207 vs $185
Days on market
8 vs 73 typical
Where $207/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,254
Median age
54
Median income
$72,667
Median home value
$363,220
Avg household
3
Households w/ children
330
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
195 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 542 CORTEZ DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$232,000
127 ABERDEEN STREET
3 bd · 2 ba · 1,902 sqft · $122/sqft · 2 DOM
Sold · Oct ’26$335,000
826 ANDALUSIA LOOP
4 bd · 3 ba · 1,962 sqft · $171/sqft · 69 DOM
Sold · Jun ’26$375,000
908 ANDALUSIA LOOP
4 bd · 3 ba · 1,962 sqft · $191/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 542 CORTEZ DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 542 CORTEZ DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
542 CORTEZ DRIVE FAQs
What would the monthly payment be for 542 CORTEZ DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,678/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 542 CORTEZ DRIVE?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 542 CORTEZ DRIVE?+
The most recent tax bill on record (2025) was $3,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 542 CORTEZ DRIVE be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 542 CORTEZ DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $399,900, this home is listed about 4% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 542 CORTEZ DRIVE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP INSPIRATION · Fernando Peralta. MLS #S5160184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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