298 TOWNBRIDGE DRIVE, HAINES CITY, FL, 33844
Active7 days on marketListed Oct 31, 2026MLS #S5160528
About this home
298 TOWNBRIDGE DRIVE
Welcome to 298 Townbridge Dr., a very spacious updated 3 bedroom, 2 bathroom home located in the desirable Sweetwater Golf & Tennis Club, a gated 55+ golf and lakefront community offering an active Florida lifestyle! This LAND-OWNED property gives you the benefit of owning both the home and the land, with no lot rent. This spacious, PARTIALLY FURNISHED home offers an abundance of versatile living and storage space, including a Florida room, a bonus room currently used as a home office and an attached storage room. Updates include; interior paint, windows, flooring and remodeled kitchen and bathrooms. Inside, you’ll find a combination of luxury vinyl and tile flooring, crown molding, a skylight and a functional floor plan with plenty of room to spread out. The spacious primary bedroom features a walk-in closet and private ensuite bathroom with a step-in shower. Step outside and enjoy the 20x14 SCREEN-ENCLOSED LANAI, perfect for relaxing or entertaining while enjoying the Florida weather. The home also features an ATTACHED GOLF CART GARAGE, attached storage room and exterior awnings for added shade and classic Florida charm. The roof was replaced in 2022, AC in 2019 and the home has been replumbed! Sweetwater Golf & Tennis Club offers an impressive array of resort style amenities, including an 18-hole executive golf course, clubhouse with pub, fitness room, pool/spa, tennis, pickleball, shuffleboard and a community boat ramp with dock providing access to Lake Henry. HOA fees include internet, cable, water, trash and sewer for added convenience. Enjoy LAND-OWNED, resort-style 55+ living with golf, boating, recreation and an active community lifestyle right outside your door!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,570
Sqft
0.1 ac
Lot size
1989
Year built
One
Levels
$115
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,910 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.4%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 01
$115 vs $145
Days on market
7 vs 55 typical
Where $115/sqft sits among the 11 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,068/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,529
Median age
70
Median income
$72,555
Median home value
$32,850
Avg household
2
Households w/ children
17%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$315K → $310K
Haines City median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
6 of 11
SWEETWATER GOLF & TENNIS CLUB ADD 01 have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 298 TOWNBRIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$87,500
169 DARTMOUTH DRIVE · same community
2 bd · 2 ba · 1,216 sqft · $72/sqft · 0 DOM
Sold · Oct ’26$78,000
259 RAMSGATE WAY · same community
2 bd · 2 ba · 1,196 sqft · $65/sqft · 206 DOM
Sold · Apr ’26$165,000
57 STRAPHMORE DRIVE · same community
2 bd · 2 ba · 1,344 sqft · $123/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 298 TOWNBRIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 298 TOWNBRIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
298 TOWNBRIDGE DRIVE FAQs
What would the monthly payment be for 298 TOWNBRIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,910/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 298 TOWNBRIDGE DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 298 TOWNBRIDGE DRIVE?+
The most recent tax bill on record (2026) was $582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 298 TOWNBRIDGE DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 298 TOWNBRIDGE DRIVE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $179,900, this home is listed about 40% below the Haines City median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 298 TOWNBRIDGE DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$179,900 is 35% below the HAINES CITY 33844 median of $275,000, and at $115/sqft it sits under the Haines City average of $183.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 7 days on market in a Haines City market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Patricia De Graaff, LLC. MLS #S5160528.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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