
3134 TOBAGO DRIVE, HAINES CITY, FL, 33844
Active1 days on marketListed Nov 6, 2026MLS #S5160944
About this home
3134 TOBAGO DRIVE
Come On in Your New Home Awaits at Tradewinds Welcome to the Cali floorplan in beautiful Haines City, Florida, where comfort, style, and the joy of home come together Imagine coming home to a place where there's room for everyone, space to make memories, and all the little touches that make everyday living feel special. With **4 bedrooms, 2 bathrooms, and 1,882 square feet of thoughtfully designed living space**, welcome you. From the moment you walk through the front door, you'll love the inviting feel and spacious open-concept design. The living room, dining area, and kitchen flow effortlessly together, creating a wonderful space to gather with family, entertain friends, or simply enjoy a cozy evening at home. The kitchen is truly the heart of this home Picture yourself preparing your favorite meals, sharing morning coffee, or gathering around the oversized island with family and friends. Beautiful quartz countertops, stainless-steel appliances, a spacious walk-in pantry, and a convenient breakfast bar make this kitchen as functional as it is beautiful. When it's time to relax, retreat to your spacious primary suite tucked away at the back of the home. It's your own little haven, complete with a private bathroom featuring dual sinks, a separate shower, and a generous walk-in closet. Three additional bedrooms offer plenty of room for family, overnight guests, a home office, or whatever fits your lifestyle. With a second full bathroom and a conveniently located laundry area, this home makes everyday living easy and comfortable. And there's more to love Your New home comes equipped with smart home technology, giving you the convenience of managing compatible home features right from your smartphone, whether you're home or away. It's about more than finding a house. It's about finding a place where laughter fills the rooms, memories are made, and life happens. Your dream of homeownership could be closer than you think with the Seller offering $9,000.00 in closing cost assistance for any lender of your choosing.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,017 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
51,255
Median age
39.4
Median income
$63,650
Median home value
$256,300
Avg household
2.86
Households w/ children
5,829
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$315K → $310K
Haines City median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3134 TOBAGO DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3134 TOBAGO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3134 TOBAGO DRIVE FAQs
What would the monthly payment be for 3134 TOBAGO DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,017/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3134 TOBAGO DRIVE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3134 TOBAGO DRIVE?+
The most recent tax bill on record (2025) was $3,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3134 TOBAGO DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $339,750, this home is listed about 13% above the Haines City median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3134 TOBAGO DRIVE?+
Horizons Elementary School (elementary), Haines City Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REAL BROKER, LLC · Edwin Gomez. MLS #S5160944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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