15645 SEAFOAM CIRCLE, PORT CHARLOTTE, FL, 33981
Active863 days on marketListed Apr 1, 2024MLS #T3515355
About this home
15645 SEAFOAM CIRCLE
LOT HAS JUST BEEN COMPLETELY CLEARED! Create your dream home on this prime corner lot within the highly sought-after locale of South Gulf Cove! This premier oversized plot of land is ready and waiting amidst a backdrop of established, picturesque residences in a rapidly expanding neighborhood. Experience the perfect blend of convenience and luxury: Public water and sewer services are readily available, and within a mere 15-minute drive, you can reach nine pristine golf courses and the sun-kissed shores of the Gulf. For those with a passion for boating, the community's boat ramp provides easy access to 55 miles of scenic canals, the bustling Charlotte Harbor, the meandering Myakka River, and the expansive Gulf of Mexico. Craft your dream abode within this vibrant and flourishing community.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$467 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$467/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 15645 SEAFOAM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$470,000
8549 TOPEKA CIRCLE · same community
3 bd · 2 ba · 1,629 sqft · $289/sqft · 0 DOM
Sold · Jan ’26$315,000
14349 MCFARLAND AVE · same community
3 bd · 2 ba · 1,652 sqft · $191/sqft · 167 DOM
Sold · May ’26$346,000
15715 VISCOUNT CIRCLE · same community
3 bd · 2 ba · 1,961 sqft · $176/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15645 SEAFOAM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15645 SEAFOAM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15645 SEAFOAM CIRCLE FAQs
What would the monthly payment be for 15645 SEAFOAM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $467/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15645 SEAFOAM CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15645 SEAFOAM CIRCLE?+
The most recent tax bill on record (2023) was $603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15645 SEAFOAM CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $39,000, this home is listed about 88% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15645 SEAFOAM CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
863 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $59,900, now $39,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY NAPLES · Mary Dowling. MLS #T3515355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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