5321 CRESTLINE TERRACE, PORT CHARLOTTE, FL, 33981
Active657 days on marketListed Oct 25, 2024MLS #TB8314819
About this home
5321 CRESTLINE TERRACE
PRICE REDUCED! MOVE IN READY! ! The Cedar Key home boasts tens of thousands of dollars in upgrades throughout. As part of LGI’s CompleteHome™ package, this stunning home features low-emissivity hurricane impact windows, a full suite of brand-new, energy-efficient Whirlpool® appliances, and beautiful 36” upper wood cabinets with crown molding and elegant quartz countertops in the kitchen and bathrooms. Brushed nickel hardware adds a touch of sophistication to the space. The open kitchen, family room and adjacent covered patio provides the ideal backdrop for entertaining. With sizeable bedrooms and a master retreat featuring a walk-in closet, the Cedar Key plan is a beautiful home for families. Additionally, a two-car garage with Wi-Fi-enabled garage door openers provides convenience and control at your fingertips. The home is finished with gorgeous front yard landscaping and a fully sodded backyard, completing the perfect exterior. Enjoy unlimited access to your own private boat ramp, offering endless adventures exploring the Gulf of Mexico. Plus, you’re just a short 15-minute drive to Boca Grande or Englewood Beach, where you can unwind and enjoy the beautiful coastlines.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,670
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs PORT CHARLOTTE SEC 053
$216 vs $187
Days on market
657 vs 60 typical
Where $216/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 053
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 6
PORT CHARLOTTE SEC 053 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 823% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5321 CRESTLINE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$304,900
5273 GILLOT BOULEVARD · same community
3 bd · 2 ba · 1,663 sqft · $183/sqft · 80 DOM
Sold · Apr ’26$343,000
12431 DEEPWOODS AVENUE · same community
4 bd · 2 ba · 1,755 sqft · $195/sqft · 0 DOM
Sold · Jun ’26$329,600
4817 SINES LANE · same community
4 bd · 2 ba · 1,755 sqft · $188/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5321 CRESTLINE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5321 CRESTLINE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5321 CRESTLINE TERRACE FAQs
What would the monthly payment be for 5321 CRESTLINE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5321 CRESTLINE TERRACE?+
The most recent tax bill on record (2023) was $506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5321 CRESTLINE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $359,900, this home is listed about 9% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5321 CRESTLINE TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$359,900 runs 823% above the PORT CHARLOTTE 33981 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
657 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $422,900, now $359,900 — a $63K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LGI REALTY- FLORIDA, LLC · Gayle Van Wagenen. MLS #TB8314819.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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