409 LUCAYA LOOP UNIT 409, DAVENPORT, FL, 33897
Active591 days on marketListed Dec 19, 2024MLS #TB8331380
About this home
409 LUCAYA LOOP UNIT 409
Prime Building Location! Popular Yellow Phase! * 2nd Floor * Updated 3 Bedroom! New Laminate floors, New Flat screen smart tv, New Dishwasher & Stove, i Year old HVAC system. New Washer & Dryer. Welcome to the TROPICAL OASIS that is BAHAMA BAY. With not one, not two but… 3 BEAUTIFUL PONDS you will find the, one and only, PRIVATE and QUIET building 3 on Lucaya Loop. You and your guests can enjoy SCENIC Courtyard VIEWS from both of the SCREENED IN, SHADED and COVERED PRIVATE BALCONIES that this condo has to offer. Take a QUICK STROLL on the NATURE TRAIL right out back to the nearest club house located on OLD LAKE DAVENPORT. Head out to the PICNIC AREA and GRILL just beyond your front door! This WELL-MAINTAINED SHORT-TERM RENTAL has so many features, it’s no wonder why it is such a hit on AIRBNB. Not only is this unit located on the second FLOOR, it is being sold FULLY FURNISHED. Step through the FOYER to the first 2 bedrooms each TASTEFULLY DECORATED including CEILING FANS and FLAT SCREEN TV’S. Continue to the LAUNDRY CLOSET, DINING AREA and LARGE KITCHEN CABINETS, BREAKFAST The SPACIOUS LIVING ROOM is VERY COMFORTABLE made up of an ENTERTAINMENT CENTER, CEILING FAN. The MASTER SUITE can’t be beat with ENSUITE MASTER BATHROOM, PRIVATE BALCONY, CEILING FAN and TV. This place truly HAS IT ALL. From front to back you will be surrounded by PALM TREES and BEAUTIFUL GREENERY. The ENDLESS AMENITIES include 2 WATERFRONT COMPLEXES, 4 RESORT STYLE POOLS, 6 HOT TUBS, THE MARKETPLACE, KID’S COVE & SPLASH PAD, TENNIS COURT, BASKETBALL HOOP, KID’S PLAYGROUND, VOLLEYBALL COURT, BEACH, DOCK & FISHING PIER, BAR & GRILL and ONSITE RESTAURANT. Should you decide to venture out, BAHAMA BAY is just MINUTES away from the front and back gates of WALT DISNEY WORLD. CONVENIENTLY LOCATED to the major roadways of 27, 192, 429 and I4 that leads to all that central Florida has to enjoy including the new MARGARITAVILLE RESORT ORLANDO, a countless number of RESTAURANTS, SHOPPING and other AMUSEMENTS. Don’t miss this GOLDEN OPPORTUNITY to call this PRIME PIECE OF REAL ESTATE your very own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.01 ac
Lot size
2003
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.4%
$/sqft vs BAHAMA BAY A CONDO
$161 vs $155
Days on market
591 vs 42 typical
Where $161/sqft sits among the 21 homes for sale in BAHAMA BAY A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
12 of 21
BAHAMA BAY A CONDO have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 409 LUCAYA LOOP UNIT 409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$205,000
702 GRAN BAHAMA BOULEVARD · same community
3 bd · 2 ba · 1,227 sqft · $167/sqft · 130 DOM
Sold · Dec ’25$170,000
606 GRAN BAHAMA BOULEVARD UNIT 29-606 · same community
3 bd · 2 ba · 1,227 sqft · $139/sqft · 334 DOM
Sold · Aug ’25$210,000
114 RUM RUN · same community
3 bd · 2 ba · 1,227 sqft · $171/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 409 LUCAYA LOOP UNIT 409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 409 LUCAYA LOOP UNIT 409 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
409 LUCAYA LOOP UNIT 409 FAQs
What would the monthly payment be for 409 LUCAYA LOOP UNIT 409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,151/mo — principal and interest, the actual property-tax bill, the $561/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 409 LUCAYA LOOP UNIT 409?+
The association fee works out to $561 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 409 LUCAYA LOOP UNIT 409?+
The most recent tax bill on record (2023) was $2,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 409 LUCAYA LOOP UNIT 409 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 409 LUCAYA LOOP UNIT 409?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $198,000, this home is listed about 49% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 409 LUCAYA LOOP UNIT 409?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$198,000 is 42% below the DAVENPORT 33897 median of $340,000, and at $161/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
04Know the monthly fee
The association fee is $561/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Time on market is leverage
591 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COX ESTATES REALTY LLC · Raymond Cox. MLS #TB8331380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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