CENTURY 21 Edge
$523,000$782,0003 bd3 ba2,248 sqft$233 /sqft$3,801 /mo all-in ↓

3391 KNOX TERRACE, PORT CHARLOTTE, FL, 33948

Active562 days on marketListed Jan 30, 2025MLS #TB8344238

Reduced $259KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 031

About this home

3391 KNOX TERRACE

# Updated Description Waterfront lifestyle at this Pool home with Gulf access sailboat water and a dock! This is a custom designed home with a spacious split-floor plan. The large elevated front porch leads into a breathtaking foyer bosting 16ft. ceilings. At over 2,200 square ft under air, High ceiling throughout , this beautiful home has three separated bedrooms each having an en-suite bath and walk-in closet. A large living room provides a comfortable space for gathering, relaxing, or watching your favorite show. A separate formal dining room with outdoor access. Sliding doors from the dining room lead to a lengthy dog-run any furry friend will enjoy! The kitchen features floor-to-ceiling cabinets, beautiful granite counters, decorative backsplash, and a large breakfast bar amongst many other features. The family room has triple pocket sliders providing direct access and beautiful view to the enormous screened pool area and covered patio oriented for picture perfect sunsets. You will have a hard time finding a larger pool deck for entertaining. This home is stem wall construction, newer garage door, hot water tank, and A/C. New roof completed May of 2025, New exterior paint ,Gutters, facia and soffit in June of 26! The quiet neighborhood is close to shopping and dining, and the Charlotte Sports Park. Approximately 1/2 hour to the areas of Englewood Beach, Stump Pass Beach, and Gasparilla Beach. Fifteen minutes to Historic Downtown Punta Gorda, Fisherman's Village, and Sunseeker Resort.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,248

Sqft

0.23 ac

Lot size

2

Garage

2001

Year built

One

Levels

$233

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesNone
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · L Dining · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationStem Wall
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorDog Run · Hurricane Shutters · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2023)$3,973/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Phone Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,079
FHA mortgage insurance (est.)$231
Property tax — 2023 actual bill$331
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,305Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,305
Interest rate6.00%
Loan term

Estimated payment

$3,801/mo

Principal & interest$3,079
FHA mortgage insurance (est.)$231
Property taxes (actual bill)$331
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $523K
$469KedgeAI estimate $519,640 · range $489K$597K$621K

vs edgeAI estimate

+0.6%

$/sqft vs PORT CHARLOTTE SEC 031

$233 vs $185

Days on market

562 vs 59 typical

Where $233/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 031

4
0
1
1 · this home
0
1
$174–189$189–205$205–220$220–236$236–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 3391 KNOX TERRACE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33948 — neighborhood snapshot

Population

18,732

Median age

59.4

Median income

$60,788

Median home value

$279,500

Avg household

2.32

Households w/ children

1,261

For the school run

Charlotte County School District

ElementaryLiberty Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

4 of 7

PORT CHARLOTTE SEC 031 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1643% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $523,000 $259K
Jan 30, 2025Listed at $782,000 · 562 days on market since
2001Built · PORT CHARLOTTE SEC 031

Reality check

What actually sold near 3391 KNOX TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3320 COMO STREETSold · Feb ’26

$395,100

3320 COMO STREET · same community

4 bd · 3 ba · 2,265 sqft · $174/sqft · 0 DOM

3487 CABARET STREETSold · Nov ’25

$395,000

3487 CABARET STREET · same community

3 bd · 2 ba · 2,161 sqft · $183/sqft · 45 DOM

17210 CHASE AVENUESold · Dec ’25

$330,000

17210 CHASE AVENUE · same community

3 bd · 2.5 ba · 2,032 sqft · $162/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3391 KNOX TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3391 KNOX TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3391 KNOX TERRACE FAQs

What would the monthly payment be for 3391 KNOX TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3391 KNOX TERRACE?+

The most recent tax bill on record (2023) was $3,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3391 KNOX TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $523,000, this home is listed about 59% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3391 KNOX TERRACE?+

Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$523,000 runs 1643% above the PORT CHARLOTTE 33948 median — but at 2,248 sqft it's also 37% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

562 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $782,000, now $523,000 — a $259K cut. The full history is in the market section below.

Listing courtesy of HOME SOLD REALTY LLC · Camilo Perez. MLS #TB8344238.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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