5434 SADDLEBROOK WAY UNIT 3, WESLEY CHAPEL, FL, 33543
Active538 days on marketListed Feb 14, 2025MLS #TB8350898
About this home
5434 SADDLEBROOK WAY UNIT 3
Time to buy a 3 bedrooms 2 1/2 bath home in the Saddlebrook community and enjoy the time walking, playing golf or tennis. This community is a golfer's and tennis player paradise. You will enjoy the majestic views, and is a few miles from Interstate 75.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,688
Sqft
0.03 ac
Lot size
2
Garage
1975
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,289 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,289/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs Wesley Chapel actives
$172 vs $204
Days on market
538 vs 45 typical
Where $172/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebrook
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Saddlebrook — neighborhood snapshot
Population
1,484
Median age
55
Median income
$122,269
Median home value
$592,061
Avg household
2
Households w/ children
202
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
213 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 5434 SADDLEBROOK WAY UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$444,999
4385 ROSATTI ROAD
2 bd · 2 ba · 1,689 sqft · $263/sqft · 34 DOM
Sold · Oct ’25$439,354
29472 VELLETRI LANE
3 bd · 2 ba · 1,689 sqft · $260/sqft · 16 DOM
Sold · Oct ’25$408,264
29513 VELLETRI LANE
2 bd · 2 ba · 1,689 sqft · $242/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5434 SADDLEBROOK WAY UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5434 SADDLEBROOK WAY UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5434 SADDLEBROOK WAY UNIT 3 FAQs
What would the monthly payment be for 5434 SADDLEBROOK WAY UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5434 SADDLEBROOK WAY UNIT 3?+
The most recent tax bill on record (2023) was $3,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5434 SADDLEBROOK WAY UNIT 3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $290,000, this home is listed about 33% below the Wesley Chapel median of $435,538. The market section on this page shows how the area is trending.
Which schools are assigned to 5434 SADDLEBROOK WAY UNIT 3?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WESLEY CHAPEL 33543 market on paper
$290,000 is 17% below the WESLEY CHAPEL 33543 median of $350,990, and at $172/sqft it sits under the Wesley Chapel average of $221.
02Time on market is leverage
538 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $300,000, now $290,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Rosa Jaico. MLS #TB8350898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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