4975 COBIA DRIVE SE UNIT A, ST PETERSBURG, FL, 33705
Active521 days on marketListed Mar 11, 2025MLS #TB8360450
About this home
4975 COBIA DRIVE SE UNIT A
AVAILABLE for occupancy - long term and short term options Welcome home to the island paradise of Waterside at Coquina Key where you will enjoy resort style amenities and maintenance free living in this turn-key, furnished unit perfect for your rental stay. Waterside is a gated community with twenty-four security and meticulously kept grounds. You will also enjoy resort-style swimming pools, a clubhouse complete with a resident’s only yacht club bar, tennis courts, shuffleboard, fitness center, fishing pier, social events, and much more. The luxurious pool and clubhouse overlook Tampa Bay and the private fishing pier is perfect for reeling in the catch of the day. Fishing and boating enthusiasts need not look further. Boat slips for your sailboat or power boat are located within the community and can be rented separately through the dock association. Your waterfront rental retreat awaits with a tastefully decorated interior featuring a primary bedroom with a king size bed, living area with a pull-out bed, updated kitchen, and bathroom, plenty of closet space, and a private patio. This unit comes fully furnished with linens, cookware, dishes, furniture, and all the comforts of home. Features include a newer AC, tile flooring throughout, quartz counters, shaker style cabinets, updated bathroom fixtures, ceiling fans, and a light modern feel. Step outside to the oversized patio that doubles as an extension to your living space and provides room for entertaining guests. You will find it offers privacy from your neighbors and is situated just steps from the water. Enjoy grilling on the propane grill. A gate on the patio leads to sidewalks along the water perfect for a morning stroll or walking your pup. This pet friendly community even comes with its own dog park and plenty of common areas for walking. Whether you are looking for a quiet retreat away from it all or an active community, Waterside at Coquina Key offers something for everyone. $80 application fee for each adult tenant. $175 tenant processing fee. Tax collected on all short-term rentals. Tenants pay turnover cleaning and association approval fee. Long-term tenants pay for electricity. Available for showings by appointment only.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
668
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$3 vs $375
Days on market
521 vs 58 typical
Where $3/sqft sits among the 28 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 28
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4975 COBIA DRIVE SE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
4794 COBIA DRIVE SE UNIT C · same community
1 bd · 1 ba · 665 sqft · $331/sqft · 37 DOM
Sold · May ’26$130,000
4985 COBIA DRIVE SE UNIT A · same community
1 bd · 1 ba · 646 sqft · $201/sqft · 322 DOM
Sold · Aug ’26$199,000
4859 COQUINA KEY DRIVE SE UNIT C · same community
2 bd · 1 ba · 720 sqft · $276/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4975 COBIA DRIVE SE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4975 COBIA DRIVE SE UNIT A — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4975 COBIA DRIVE SE UNIT A FAQs
What would the monthly payment be for 4975 COBIA DRIVE SE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4975 COBIA DRIVE SE UNIT A?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,900, this home is listed about 100% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4975 COBIA DRIVE SE UNIT A?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33705 market on paper
$1,900 is 99% below the ST PETERSBURG 33705 median of $293,500, and at $3/sqft it sits under the St Petersburg average of $381.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
521 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,300, now $1,900 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Sarah Morrow. MLS #TB8360450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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