2043 KETCH CIRCLE UNIT C7, PALM HARBOR, FL, 34683
Active484 days on marketListed Apr 7, 2025MLS #TB8371264
About this home
2043 KETCH CIRCLE UNIT C7
Join one of Pinellas county's most sought after 55+ waterfront mobile home communities, Crystal Bay Travel Park. Nestled on the infamous Gulf coast in the beautiful town of Palm Harbor this one bedroom, one bathroom home with a large private and sizable covered garage/work room offers comfort and amenities that will make you feel like you're living in the lap of luxury. You own the land as it is a resident owned coop. Modern finishes throughout include things like tiled backsplash in the kitchen, re-finished kitchen cabinets, back lit mirror, new faucet, luxury vinyl plank flooring throughout, freshly painted, updated bathroom with european style step-in shower with glass doors, modern sink and vanity. Even the wood floor joists were replaced with new joists. The sale includes all of the furnishings, plates, silverware, rugs, TV and appliances. The applicances are brand new and include a full size refrigerator, range, range hood, microwave and more. Even the new electric reclining, leather sofas are included. The spacious bedroom has a large closet and plenty of built-in storage drawers. The exterior of the home boasts a new epoxy driveway and a large garage that can also be used as a work room, storage or other. It includes a large lockable storage room and large security gate. The garage has a built-in work table and includes a large tool chest and all of the tools (tool value approx. $10K). There is a central shopvac for the home and a new electric water heater. Amenities included a renovated clubhouse, shared laundry room, showers, event space, large in ground Gulf side heated swimming pool, large fishing dock and the ability to permanitely tie your boat to the dock as a wet slip. Located in one of the best school districts in the county. Live like you're on vacation in this welcoming and friendly waterfront community.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
376
Sqft
0 ac
Lot size
1
Garage
1983
Year built
One
Levels
$465
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$465 vs $261
Days on market
484 vs 48 typical
Where $465/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
200 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2043 KETCH CIRCLE UNIT C7
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$58,000
667 YAWL LANE · same community
1 bd · 1 ba · 628 sqft · $92/sqft · 45 DOM
Sold · Sep ’25$50,000
2011 KETCH CIRCLE · same community
1 bd · 1 ba · 659 sqft · $76/sqft · 65 DOM
Sold · Oct ’25$370,000
602 MCCOSH AVENUE
1 bd · 1 ba · 273 sqft · $1,355/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2043 KETCH CIRCLE UNIT C7 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2043 KETCH CIRCLE UNIT C7 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2043 KETCH CIRCLE UNIT C7 FAQs
What would the monthly payment be for 2043 KETCH CIRCLE UNIT C7?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,574/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2043 KETCH CIRCLE UNIT C7?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2043 KETCH CIRCLE UNIT C7?+
The most recent tax bill on record (2024) was $1,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2043 KETCH CIRCLE UNIT C7?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $175,000, this home is listed about 54% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2043 KETCH CIRCLE UNIT C7?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34683 market on paper
$175,000 is 56% below the PALM HARBOR 34683 median of $400,000.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
484 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $235,000, now $175,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VIEWPOINT REALTY INTERNATIONAL · Anthony Maccaroni. MLS #TB8371264.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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