CENTURY 21 Edge

Homes for sale in

Palm Harbor, Florida

Coastal-adjacent living between Tampa Bay and the Gulf

490

Homes for sale

$377,495

Median list price

$270

Avg price / sqft

52

Median days on market

Palm Harbor sits on the north end of Pinellas County, close enough to the Gulf to feel coastal but built around golf, lakes, and established neighborhoods rather than tourist strips. The village of Ozona gives the area a small waterfront-town feel, while golf communities like Innisbrook and lakeside pockets like Lansbrook Village draw people who want space and greenery within reach of the city. Downtown Tampa is about 12 minutes out and Tampa International is roughly 23, so the commute math works for a lot of households.

For buyers today, the market is active but not frantic: 496 homes are listed with a median list price of $377,945, and homes are taking a median of 50 days to sell. Over the past year 1,486 homes closed at a median of $400,000, with sellers collecting about 96% of asking — meaning there's room to negotiate but well-priced homes still move. With 223 single-family homes alongside 147 condos and 55 villas, there's genuine range here from entry-level to $1M-plus.

Palm Harbor is in Pinellas County, Florida.

Quick facts

$23,000$5.0M price range

1,464 sqft median home

$2,150/mo median rent

Leans seller right now

Drive times

Downtown Tampa12 min
Tampa Int’l Airport (TPA)23 min
Walt Disney World74 min

Fresh on the market

Newest homes in Palm Harbor

View all 490 homes →

250 of 490 active listings shown

Open full map search →

The numbers that matter

The Palm Harbor market

Leans seller

3.6 months of inventory

Seller’s marketBuyer’s market

Demand still outpaces supply, but buyers have a little more room.

1,486

Sold, last 12 months

$400,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

38 days

Median time to sell

Palm Harbor vs Pinellas County

Median list price

Palm Harbor$377K
Pinellas Co.$410K

Price per sqft

Palm Harbor$270
Pinellas Co.$369

Days on market

Palm Harbor52d
Pinellas Co.58d

Median sold price — 3-yr, 3-mo rolling

$355K$404K$453KAug ’23Jul ’26

Homes on the market

14.8% yr/yr

367602837Aug ’23Jul ’26

Homes sold per month

079157Aug ’24Jul ’26

Live Stellar MLS data — listings and closed sales in Palm Harbor, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Palm Harbor neighborhoods

Show all 48 Palm Harbor neighborhoods A–Z+

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Palm Harbor

01

Golf built into daily life

With 99 active listings in golf communities including Innisbrook and Tarpon Woods, the area is a natural fit for players and anyone who likes living on green space.

02

Strong 55+ options

Palm Harbor has 84 active 55+ listings, anchored by established communities like Highland Lakes that cater to active retirees.

03

Water access without Gulf prices

48 waterfront listings and the Ozona village area put boating and Lake Tarpon within reach for less than beachfront Pinellas.

04

Pools are the norm

With 135 homes listing a private pool, outdoor Florida living is easy to find across the price range.

05

Quick commute to Tampa

About 12 minutes to downtown Tampa and 23 to the airport makes Palm Harbor practical for work and travel.

What it really costs

Owning here

Owning the median Palm Harbor home

$2,912/mo

Principal & interest $1,989
Property tax $307
HOA / fees $406
Insurance (est.) $210

$377,495 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

19%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$2,150/mo

Median rent

92 homes for rent right now

Straight answers

Palm Harbor real estate FAQs

Is Palm Harbor a good place to live?+

It's one of north Pinellas County's most established residential areas, built around golf, lakes, and the small waterfront village of Ozona rather than tourism. Families are drawn to assigned schools like Palm Harbor University High and Highland Lakes Elementary, and the roughly 12-minute drive to downtown Tampa keeps it commutable.

Is Palm Harbor expensive?+

It sits in the mid-range for the Tampa Bay area, with a median list price of $377,945 and a median sold price of $400,000 over the last year. The range is wide — active listings run from $23,000 up to nearly $5 million — so you can browse by price from entry-level condos to $1M-plus homes, of which there are 32 currently listed.

What do homes cost in Palm Harbor?+

The median list price is $377,945 and homes average about $272 per square foot on a median size of 1,464 square feet. The mix includes 223 single-family homes, 147 condos, 55 villas, and 46 townhouses, so the number you pay depends heavily on which segment you shop — homes with a pool and waterfront properties price above the median.

How is the Palm Harbor housing market right now?+

There are 496 active listings and homes are taking a median of 50 days to sell, so buyers have time to consider options. Sellers are getting about 96% of asking on average, meaning fair offers land — and it's worth checking the just reduced listings for the best negotiating room.

What about HOA fees and property taxes?+

The median HOA runs about $404 per month, which reflects how many homes sit in golf, gated, and 55+ communities with shared amenities. Median property tax is around $3,785 per year, and if you're renting first, the median rent is about $2,150 per month.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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