12 PALO ALTO LANE, PORT ST LUCIE, FL, 34952
Active490 days on marketListed Apr 17, 2025MLS #TB8374419
About this home
12 PALO ALTO LANE
Charming & Well-Maintained Home in the Heart of Port St. Lucie! Welcome to this beautifully maintained 2-bedroom, 2-bathroom single-family home offering 1,319 sq ft of comfortable living space. Tucked away in a peaceful neighborhood, this home provides the perfect blend of functionality and charm. Step inside to a spacious and inviting layout, ideal for both relaxing and entertaining. The kitchen is equipped with essential appliances and ample counter space, ready to inspire your culinary creativity. Both bedrooms are generously sized, and the two full bathrooms offer convenience and comfort for everyday living. This home has been thoughtfully cared for, making it move-in ready for its next owners. Outside, you’ll find a well-kept yard that offers a great spot to unwind or create your own garden oasis. Located just minutes from parks, beaches, shopping, dining, and everything Port St. Lucie has to offer—including Savannas Preserve, downtown Jensen Beach, and top-rated golf courses—you’ll enjoy both tranquility and accessibility. Whether you're downsizing, or looking for a seasonal retreat, this property is a must-see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,319
Sqft
0.12 ac
Lot size
1
Garage
2007
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port St Lucie actives
$151 vs $235
Days on market
490 vs 52 typical
Where $151/sqft sits among the 45 Port St Lucie actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spanish Lakes Riverfront
Get to know Port St Lucie. See the full Port St Lucie guide →
Spanish Lakes Riverfront — neighborhood snapshot
Population
1,936
Median age
67
Median income
$43,459
Median home value
$30,982
Avg household
2
Households w/ children
37%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port St Lucie market
$366K → $376K
Port St Lucie median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
15 of 45
Port St Lucie actives have cut their price
Median sold price, Port St Lucie, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the PORT ST LUCIE 34952 median. See the full Port St Lucie market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 PALO ALTO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$254,900
154 MEDITERRANEAN BOULEVARD N · same community
3 bd · 2 ba · 1,707 sqft · $149/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 PALO ALTO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 PALO ALTO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 PALO ALTO LANE FAQs
What would the monthly payment be for 12 PALO ALTO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,336/mo — principal and interest, the actual property-tax bill, the $690/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 PALO ALTO LANE?+
The association fee works out to $690 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 PALO ALTO LANE?+
The most recent tax bill on record (2024) was $2,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 PALO ALTO LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port St Lucie?+
At $199,000, this home is listed about 54% below the Port St Lucie median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12 PALO ALTO LANE?+
Savanna Ridge Elementary School (elementary), Northport K-8 School (elementary), Village Green Environmental Studies School (elementary), Morningside Elementary School (elementary), Southport Middle School (middle), Mariposa Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$199,000 runs 135% above the PORT ST LUCIE 34952 median.
02Know the monthly fee
The association fee is $690/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
490 days on market against a Port St Lucie median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Savanna Ridge Elementary School, Northport K-8 School, Village Green Environmental Studies School, Morningside Elementary School, Southport Middle School, Mariposa Elementary School, Treasure Coast High School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $200,000, now $199,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Keegan Siegfried. MLS #TB8374419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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