CENTURY 21 Edge
$699,900$725,000$4,561 /mo all-in ↓

102 HARNESS ROAD, PLACIDA, FL, 33946

Active439 days on marketListed May 12, 2025MLS #TB8384943

Reduced $25KROTONDA SANDS

About this home

102 HARNESS ROAD

Located in the desirable Rotonda Sands community of Placida, Florida, this dual-lot property (100 & 102 Harness Road) offers a unique long-term investment opportunity with current use as fenced storage. Combined, the lots total approximately 1.52 acres (66,183 sq ft), providing a generous footprint for expansion or continued storage operations. Key Highlights: -Currently used as secured, fenced storage -Direct road access in a growing area -Ideal for warehouse construction, storage yard, or contractor equipment staging -Zoned vacant land (verify zoning for commercial use with Charlotte County) -Public water and sewer access nearby Convenient access to SR-771, Boca Grande, and Cape Haze Due to the owner's terminal health condition, they are no longer able to manage the day-to-day operations of the business. As part of the sale, several valuable assets are included to support ongoing or expanded operations: -13,000 lb Hyster forklift (operational condition) -Nearly new Toro 50” zero-turn riding mower (operational condition) -37 ft fifth-wheel trailer currently used as an office -40 ft storage container Whether you're an investor seeking income-generating land or a business looking to expand storage capacity, this property is positioned for growth and versatility in Florida’s southwest coastal corridor.

Facts & features

The home at a glance

1.52 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$4,342/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,561 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2024 actual bill$362
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$4,561/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$362
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Rotonda Sands

Map of 102 HARNESS ROAD inside its neighborhood boundary

Get to know Placida. See the full Placida guide →

Rotonda Sands — neighborhood snapshot

Population

212

Median age

64

Median income

$79,331

Median home value

$465,200

Avg household

2

Households w/ children

6%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1900% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,900 $25K
May 12, 2025Listed at $725,000 · 439 days on market since

Reality check

What actually sold near 102 HARNESS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14 CURRENT LANESold · Jan ’26

$304,900

14 CURRENT LANE · same community

3 bd · 2 ba · 1,663 sqft · $183/sqft · 216 DOM

6 COCKPIT LANESold · Jun ’26

$314,900

6 COCKPIT LANE · same community

3 bd · 2 ba · 1,663 sqft · $189/sqft · 59 DOM

22 PENNANT COURTSold · May ’26

$314,900

22 PENNANT COURT · same community

3 bd · 2 ba · 1,663 sqft · $189/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 102 HARNESS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 102 HARNESS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

102 HARNESS ROAD FAQs

What would the monthly payment be for 102 HARNESS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,561/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 102 HARNESS ROAD?+

The most recent tax bill on record (2024) was $4,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Placida?+

At $699,900, this home is listed about 8% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 102 HARNESS ROAD?+

L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,900 runs 1900% above the PLACIDA 33946 median.

02Time on market is leverage

439 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $725,000, now $699,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Robert Melvin. MLS #TB8384943.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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