CENTURY 21 Edge
$16,750,0005 bd4.5 ba5,421 sqft$3,090 /sqft$100,501 /mo all-in ↓

1114 MANDALAY POINT, CLEARWATER BEACH, FL, 33767

Active398 days on marketListed Jul 2, 2025MLS #TB8395604

WaterfrontSingle Family ResidenceMANDALAY POINT SUB

About this home

1114 MANDALAY POINT

Nestled in the coveted, gated 11-home community at the north end of Clearwater Beach, 1114 Mandalay Point offers a truly rare chance to own one of the most extraordinary waterfront properties on Florida's Gulf Coast. Spanning over an acre, this estate delivers full Gulf-to-Bay frontage - 140 feet on the beach side and 137 feet on the bay side - providing unmatched panoramic views of both sunrise and sunset. Stroll down the private road for dinner at the Carlouel Beach & Yacht Club - or go by boat. This property is a boater's dream, offering protected deep-water dockage and a covered boat slip with quick access to the Intracoastal Waterway and Gulf of Mexico. The existing 5-bedroom, 4.5 bath home features vaulted ceilings, two fireplaces, separate master suite with sitting room and balconies overlooking the gulf and bay, dining room with a wall of French doors overlooking the bayside courtyard - all ideal for reimagining to reach its full potential. Whether you envision restoring the current structure or building a custom Gulf-to-Bay masterpiece, 1114 Mandalay Point presents an unrivaled setting for luxury waterfront living.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

5,421

Sqft

1.73 ac

Lot size

2

Garage

1958

Year built

Two

Levels

$3,090

Per sqft

WaterfrontFireplaceGarden & Water viewPets allowed

Inside

FlooringCeramic Tile · Marble · Terrazzo · Hardwood
AppliancesRefrigerator
InteriorBuilt-in Features · Crown Molding · High Ceilings · PrimaryBedroom Upstairs · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewGarden · Water
FacesEast
ParkingBath In Garage · Garage Door Opener · Ground Level · Oversized
ExteriorBalcony · Courtyard · Garden · Hurricane Shutters · Irrigation System · Private Mailbox

Community & fees

Taxes (2024)$44,129/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Available · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$100,501 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$90,382
PMI (est., until 20% equity)$6,281
Property tax — 2024 actual bill$3,677
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,675,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,675,000
Interest rate6.00%
Loan term

Estimated payment

$100,501/mo

Principal & interest$90,382
PMI (est., until 20% equity)$6,281
Property taxes (actual bill)$3,677
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater Beach actives

$3,090 vs $565

Days on market

398 vs 73 typical

Where $3,090/sqft sits among the 279 Clearwater Beach actives

198
67
12
1
1
0 · this home
$290–756$756–1223$1223–1690$1690–2156$2156–2623$2623+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Map of 1114 MANDALAY POINT inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$535K$905K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

121 of 279

Clearwater Beach actives have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2945% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Jul 2, 2025Listed at $16,750,000 · 398 days on market since
1958Built · MANDALAY POINT SUB

Reality check

What actually sold near 1114 MANDALAY POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

934 ELDORADO AVENUESold · May ’26

$4,800,000

934 ELDORADO AVENUE

4 bd · 5 ba · 5,164 sqft · $930/sqft · 63 DOM

755 BAY ESPLANADESold · Dec ’25

$6,059,000

755 BAY ESPLANADE

5 bd · 5.5 ba · 6,402 sqft · $946/sqft · 199 DOM

643 HARBOR ISLANDSold · Jan ’26

$3,700,000

643 HARBOR ISLAND

4 bd · 3.5 ba · 4,390 sqft · $843/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1114 MANDALAY POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1114 MANDALAY POINT — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1114 MANDALAY POINT FAQs

What would the monthly payment be for 1114 MANDALAY POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $100,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1114 MANDALAY POINT?+

The most recent tax bill on record (2024) was $44,129. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1114 MANDALAY POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $16,750,000, this home is listed about 1996% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1114 MANDALAY POINT?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$16,750,000 runs 2945% above the CLEARWATER BEACH 33767 median — but at 5,421 sqft it's also nearly 4 times the size of the typical Clearwater Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

398 days on market against a Clearwater Beach median of 73 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Mary Hickok. MLS #TB8395604.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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