CENTURY 21 Edge
$740,000$851,7602 bd2 ba1,640 sqft$451 /sqft$4,875 /mo all-in ↓

3301 SEAWAY DRIVE, NEW PORT RICHEY, FL, 34652

Active403 days on marketListed Jul 8, 2025MLS #TB8404350

Reduced $112KWaterfrontSingle Family ResidenceFLOR A MAR

About this home

3301 SEAWAY DRIVE

Welcome to 3301 Seaway Drive, where coastal charm meets modern luxury. Perfectly positioned on one of the widest and deepest sailboat-friendly canals in the neighborhood, this beautifully updated 2-bedroom, 2-bath waterfront retreat offers direct Gulf access with no bridges, making it a true boater's dream. Situated on a spacious lot with 75 feet of seawall, a floating dock, and an incredible 1,200 square feet of outdoor living space, there's even plenty of room to create the custom pool you've always envisioned. Whether you're hosting sunset gatherings or enjoying your morning coffee by the water, this home was designed for embracing the Florida lifestyle. Inside, you'll immediately appreciate the bright, open layout filled with abundant natural light. The stunning remodeled kitchen is the heart of the home, featuring a large center island, quartz countertops, light cabinetry, retractable outlets, and new stainless-steel appliances. Elegant ceramic tile flooring, plantation shutters, and crown molding add timeless style and comfort throughout. The spacious primary suite serves as your private sanctuary, complete with sliding doors leading to the outdoor entertainment area and bar, a walk-in closet, and an updated en-suite bath with a step-in shower. Step outside and discover your own tropical oasis. Lush landscaping, a fenced yard, and beautifully designed outdoor spaces create the perfect setting for entertaining family and friends or simply relaxing under the Florida sunshine. As an added bonus, Gulf Harbors residents can enjoy access to the optional private beach club just two blocks away for only $200 annually, featuring beautiful sandy beaches, cabanas, grills, and breathtaking sunsets. Optional Civic Association membership ($125/year) provides access to community events, clubs, and two boat ramps. Conveniently located near downtown New Port Richey's shops, restaurants, Sims Park, and the scenic Cotee Riverwalk, this exceptional property offers the perfect blend of waterfront living, modern updates, and an unbeatable location. Homes with this combination of Gulf access, expansive outdoor living, and extensive upgrades are becoming increasingly hard to find. Come experience why so many dream of living in Gulf Harbors—and see for yourself what makes 3301 Seaway Drive truly special. Schedule your private showing today before this waterfront gem is gone!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,640

Sqft

0.2 ac

Lot size

2

Garage

1975

Year built

One

Levels

$451

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Open
ExteriorLighting · Sliding Doors · Storage

Community & fees

Taxes (2024)$5,329/yr
PetsYes
CommunityPrivate Boat Ramp · Water Access · Waterfront · Clubhouse · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,875 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,993
PMI (est., until 20% equity)$278
Property tax — 2024 actual bill$444
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,000
Interest rate6.00%
Loan term

Estimated payment

$4,875/mo

Principal & interest$3,993
PMI (est., until 20% equity)$278
Property taxes (actual bill)$444
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $740K
$292KedgeAI estimate $339,644 · range $304K$370K$770K

vs edgeAI estimate

+117.9%

$/sqft vs FLOR A MAR

$451 vs $384

Days on market

403 vs 52 typical

Where $451/sqft sits among the 63 homes for sale in FLOR A MAR

13
6
11
11
12 · this home
10
$219–272$272–325$325–379$379–432$432–485$485+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 3301 SEAWAY DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

38 of 63

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 244% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $740,000 $112K
Jul 8, 2025Listed at $851,760 · 403 days on market since
1975Built · FLOR A MAR

Reality check

What actually sold near 3301 SEAWAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4917 MARLIN DRIVESold · Sep ’25

$710,000

4917 MARLIN DRIVE · same community

3 bd · 2 ba · 1,691 sqft · $420/sqft · 91 DOM

4832 SHELL STREAM BOULEVARDSold · Jun ’26

$405,000

4832 SHELL STREAM BOULEVARD · same community

3 bd · 2 ba · 1,704 sqft · $238/sqft · 36 DOM

4229 RUDDER WAYSold · Apr ’26

$940,000

4229 RUDDER WAY · same community

3 bd · 3 ba · 1,736 sqft · $541/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3301 SEAWAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3301 SEAWAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3301 SEAWAY DRIVE FAQs

What would the monthly payment be for 3301 SEAWAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3301 SEAWAY DRIVE?+

The most recent tax bill on record (2024) was $5,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3301 SEAWAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $740,000, this home is listed about 160% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3301 SEAWAY DRIVE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$740,000 runs 244% above the NEW PORT RICHEY 34652 median — but at 1,640 sqft it's also 19% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

403 days on market against a New Port Richey median of 52 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $851,760, now $740,000 — a $112K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Sharon Palomino. MLS #TB8404350.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3301 SEAWAY DRIVE, NEW PORT RICHEY, FL — 2 Bed, 2 Bath — $740,000 | CENTURY 21 Edge