456 GARDENIA STREET, BELLEAIR, FL, 33756
Active460 days on marketListed Jul 18, 2025MLS #TB8408739
Come see it
Upcoming open house
Sat, Oct 24
11:00 AM – 1:00 PM
About this home
456 GARDENIA STREET
Previous contract canceled due to Buyers property not selling. Welcome to this quintessential Belleair estate, a masterful blend of timeless elegance and modern refinement. Thoughtfully restored with exquisite attention to detail, this historic residence sits on a picturesque, palm tree-lined street. Take advantage of the Belleair lifestyle in your personal golf cart and explore all that the community has to offer including world class golf at Belleair Country Club and The Pelican Golf Club, fine dining, shopping and some of America’s most beautiful beaches. Located in a non-flood, no evacuation zone, the estate offers sweeping golf course views, a resort-sized pool, and a spacious driveway with ample room for vehicles. Inside, you are welcomed by custom marble flooring that flows into a grand formal dining room, ideal for family gatherings. An aesthetically pleasing, professionally designed chef’s kitchen awaits just beyond, complete with a butler’s pantry and adjacent powder room. The first-floor primary suite is a true retreat, featuring refinished 20th-century hardwood floors, a pass-through fireplace, a luxurious en-suite with soaking tub, and a walk-in closet with handcrafted wood shelving. Throughout the home, restored original windows provide an abundance of natural light and frame views of century-old palms and manicured fairways. Two versatile flex spaces—one on each floor—offer options for a home office, nursery, or playroom. Upstairs, four spacious bedrooms each have dedicated bathroom access for convenience. Down a private hallway, a game/media room with half bath provides the perfect secluded entertainment space. Additional highlights include a 400 sq ft living room with wood-burning fireplace and a bright sunroom overlooking the expansive pool and sun deck—an entertainer’s dream. This exceptional property combines history, luxury, and location, offering the rare opportunity to call one of Belleair’s true legacy's home.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,239
Sqft
0.35 ac
Lot size
1926
Year built
Two
Levels
$472
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,718 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,718/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.7%
$/sqft vs BELLEAIR ESTATES
$472 vs $589
Days on market
460 vs 132 typical
Where $472/sqft sits among the 10 homes for sale in BELLEAIR ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair. See the full Belleair guide →
Belleair Estates — neighborhood snapshot
Population
1,378
Median age
58
Median income
$123,058
Median home value
$641,015
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair market
$1.1M → $888K
Belleair median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
6 of 10
BELLEAIR ESTATES have cut their price
Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 455% above the BELLEAIR 33756 median. See the full Belleair market guide →
Paper trail
This home's history
Reality check
What actually sold near 456 GARDENIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$2,100,000
561 PALMETTO ROAD · same community
4 bd · 4 ba · 4,167 sqft · $504/sqft · 3 DOM
Sold · Sep ’26$1,075,000
1330 INDIAN ROCKS ROAD · same community
5 bd · 4.5 ba · 4,090 sqft · $263/sqft · 47 DOM
Sold · Jan ’26$2,010,000
101 PONCE DE LEON BOULEVARD · same community
4 bd · 3.5 ba · 3,634 sqft · $553/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 456 GARDENIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 456 GARDENIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
456 GARDENIA STREET FAQs
What would the monthly payment be for 456 GARDENIA STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $14,718/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 456 GARDENIA STREET?+
The most recent tax bill on record (2024) was $14,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 456 GARDENIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair?+
At $1,999,000, this home is listed about 150% above the Belleair median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 456 GARDENIA STREET?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,999,000 runs 455% above the BELLEAIR 33756 median — but at 4,239 sqft it's also nearly twice the size of the typical Belleair listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
460 days on market against a Belleair median of 132 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,499,000, now $1,999,000 — a $500K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Chris Stivers. MLS #TB8408739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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