8109 E TIERRA COURT, INVERNESS, FL, 34453
Active353 days on marketListed Aug 23, 2025MLS #TB8420734
About this home
8109 E TIERRA COURT
**Owner Financing Available** Welcome to your own lakeside retreat! This waterfront property with dual homes, dock and acreage is nestled on a beautifully manicured 0.74-acre double lot. This unique waterfront property on a lake-canal offers direct access to the Tsala Apopka Chain of Lakes--good for boating, fishing and serene views. The home is move-in-ready and includes two fully furnished mobile homes, a large garage/workshop with amble space for hobbies, storage or working on your boat or vehicles., a newly built boat dock and an outdoor gazebo with a built-in fireplace, for entertaining or relaxing by the water. The property has outside lighting throughout the property which is motion sensitive. The Main home has 2 spacious bedrooms and 2 full bathrooms, a cozy fireplace and a built-in bar for entertaining. Fully furnished and move-in ready. Guest Home is fully furnished. Has 2 bedrooms and 1 full bathroom--good for guests, rental income or extended family. Whether you're looking for a multigenerational property, rental opportunity or weekend getaway 8109 E Tierra Ct offers unmatched versatility and charm. Just bring your clothes--everything else conveys with the home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,608
Sqft
0.74 ac
Lot size
1972
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,737 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,737/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$136 vs $179
Days on market
353 vs 45 typical
Where $136/sqft sits among the 184 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
92 of 184
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 447% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 8109 E TIERRA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$355,000
9041 E GOSPEL ISLAND ROAD
3 bd · 2 ba · 1,617 sqft · $220/sqft · 173 DOM
Sold · May ’26$425,000
9013 E GOSPEL ISLAND ROAD
3 bd · 2.5 ba · 1,747 sqft · $243/sqft · 131 DOM
Sold · Sep ’25$280,000
206 N DUNDEE WAY
3 bd · 2 ba · 1,750 sqft · $160/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8109 E TIERRA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8109 E TIERRA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8109 E TIERRA COURT FAQs
What would the monthly payment be for 8109 E TIERRA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,737/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8109 E TIERRA COURT?+
The most recent tax bill on record (2024) was $2,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $219,000, this home is listed about 15% below the Inverness median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8109 E TIERRA COURT?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$219,000 runs 447% above the INVERNESS 34453 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
353 days on market against a Inverness median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,000, now $219,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Margaret Baker. MLS #TB8420734.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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