1747 87TH TERRACE N, ST PETERSBURG, FL, 33702
Active419 days on marketListed Aug 28, 2025MLS #TB8421524
About this home
1747 87TH TERRACE N
BACK ON MARKET — Buyer unable to obtain financing. Their loss is your gain. This house is gorgeous and ready to move in! Fully Deigner Furnished available. Paradise found. Live like you are on vacation every day. This exceptionally peaceful lakefront home is tucked away in one of North Saint Petersburg’s most serene and convenient neighborhoods. Never flooded and not located in a neighborhood that flooded, this newly remodeled, block-construction home offers three bedrooms, three full baths and nearly a half-acre directly on Glen Lake with an extraordinary 116 feet of waterfront. Enjoy tranquil water views from throughout the home while watching ducks, swans and egrets, with no rear neighbors—just beautiful, peaceful lake views. Lakefront properties in this neighborhood are rarely available and highly coveted. Ownership extends into a portion of the lake, allowing you to fish directly from your seawall. Designed by a highly sought-after local designer, the interior showcases fresh paint, brand-new true solid-oak hardwood flooring—not engineered wood—throughout the second level and staircase, gleaming travertine on the main floor, and new hurricane windows on both levels. Additional upgrades include new window treatments, designer light fixtures, ceiling fans, dimmer switches and upgraded architectural electrical outlets throughout,new 40 gallon water heater 09/26. The open layout combines bright interiors, modern design and quality craftsmanship. Outside, enjoy updated landscaping, magnificent towering oak trees and palms, a spacious paver patio ideal for entertaining and BBQs, a two-car garage and ample additional parking. Underground utilities and newly installed fiber-optic service with Fiber 1 Gig Internet add modern convenience. The home is available fully designer furnished with a strong contract, creating a truly turnkey opportunity. This property stands apart from recent area comparables through its combination of construction quality, extensive improvements, lot size, waterfrontage, views, design and location. Just minutes from I-275 and only a few miles from downtown St. Petersburg, the airport, South Tampa and the beaches, this hidden North St. Pete location offers remarkable privacy without sacrificing convenience. No HOA approval required. SELLER WELCOMES SERIOUS, WELL-QUALIFIED OFFERS. With inspection and appraisal already successfully completed during a previous transaction, this home returns to the market as a proven property ready for its next buyer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,070
Sqft
0.4 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,707 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,707/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs St Petersburg actives
$367 vs $323
Days on market
419 vs 66 typical
Where $367/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 195% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1747 87TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$688,000
1770 GLEN LAKES BOULEVARD N · same community
3 bd · 2 ba · 2,090 sqft · $329/sqft · 6 DOM
Sold · Feb ’26$775,000
8809 GLEN LAKES BOULEVARD N · same community
3 bd · 2.5 ba · 2,184 sqft · $355/sqft · 100 DOM
Sold · Dec ’25$430,000
6615 27TH STREET N
4 bd · 3 ba · 2,070 sqft · $208/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1747 87TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1747 87TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1747 87TH TERRACE N FAQs
What would the monthly payment be for 1747 87TH TERRACE N?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,707/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1747 87TH TERRACE N?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1747 87TH TERRACE N?+
The most recent tax bill on record (2023) was $3,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1747 87TH TERRACE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $759,000, this home is listed about 79% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1747 87TH TERRACE N?+
Meadowlawn Middle School (middle), Northeast High School (high), Pinellas Park Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$759,000 runs 195% above the ST PETERSBURG 33702 median — but at 2,070 sqft it's also 57% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
419 days on market against a St Petersburg median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $825,000, now $759,000 — a $66K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Christopher Wescott. MLS #TB8421524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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