144 AMERICANA COURT NE UNIT 218, ST PETERSBURG, FL, 33702
Active348 days on marketListed Sep 7, 2025MLS #TB8425095
About this home
144 AMERICANA COURT NE UNIT 218
Enjoy 85 feet of waterfront with this 2-bedroom, 2-bathroom home, complete with a private dock and an open porch to take in the views. Seawalls are maintained by the Co-op! The residence has been upgraded in 2024–2025 with waterproof luxury laminate floors, energy-efficient mini-split A/C systems, a reinforced carport, and a new vapor barrier. The home also features newer windows and two outdoor sheds. The kitchen and bathrooms offer solid-surface countertops for added style and durability, and the washer and dryer are conveniently located in the primary suite. While the home is completely livable as-is, it’s also a wonderful canvas for a buyer with a vision—bring your personal touch, update a few areas, and easily elevate this waterfront gem into something truly special. Price includes the share for the lot and ownership in the co-op. The low monthly fee of $410 includes a 24-hour manned gate, private streets, water/sewer, lawn mowing and edging, twice-weekly trash pickup, and access to all community amenities such as the heated pool, shuffleboard, bocce ball, two boat ramps, a kayak launch, and numerous clubs and activities. The community is conveniently located just 10 minutes from downtown St. Petersburg and 25 minutes from the Gulf beaches. Situated in Americana Cove, a desirable 55+ resident-owned waterfront community, this home offers exceptional amenities, a welcoming atmosphere, and true Florida coastal living. Home sustained 2 inches of water inside from hurricane Helene and damage has been remediated.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
940
Sqft
0 ac
Lot size
1966
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,875 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,875/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.9%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$211 vs $186
Days on market
348 vs 57 typical
Where $211/sqft sits among the 38 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 38
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 144 AMERICANA COURT NE UNIT 218
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$130,000
7245 MOUNT FAIRFIELD ROAD NE UNIT 539 · same community
2 bd · 2 ba · 952 sqft · $137/sqft · 588 DOM
Sold · Jun ’26$135,000
7002 MOUNT BRISTOL BOULEVARD NE UNIT 448 · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 138 DOM
Sold · Dec ’25$120,000
7250 MOUNT ARLINGTON DRIVE NE UNIT 427 · same community
2 bd · 1.5 ba · 972 sqft · $123/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 144 AMERICANA COURT NE UNIT 218 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 144 AMERICANA COURT NE UNIT 218 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
144 AMERICANA COURT NE UNIT 218 FAQs
What would the monthly payment be for 144 AMERICANA COURT NE UNIT 218?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,875/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 144 AMERICANA COURT NE UNIT 218?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 144 AMERICANA COURT NE UNIT 218?+
The most recent tax bill on record (2024) was $624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 144 AMERICANA COURT NE UNIT 218?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $198,000, this home is listed about 54% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 144 AMERICANA COURT NE UNIT 218?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33702 market on paper
$198,000 is 10% below the ST PETERSBURG 33702 median of $220,000, and at $211/sqft it sits under the St Petersburg average of $377.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
348 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $249,000, now $198,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAREFOOT REALTY GROUP · Marty Pozgay. MLS #TB8425095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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