13009 RIDGELY CIRCLE, PORT CHARLOTTE, FL, 33981
Active307 days on marketListed Oct 6, 2025MLS #TB8429295
About this home
13009 RIDGELY CIRCLE
Under Construction. The property’s price is based on the current stage of construction, which is 0.77/100 of completion. This property has an active and transferable building permit. Electrical, plumbing, and HVAC systems are already completed, and the structure is in an advanced stage of construction—ready to be finished to the new owner’s specifications. If the buyer wants to finish the construction with our builder we have a preferred lender to provide financing and the remaining cost is $106,553. Welcome to the Duplex of Your Dreams! Be the first to experience luxury in this stunning brand-new construction, featuring 3 bedrooms and 2 bathrooms each unit, nestled in a serene neighborhood. Park with ease on the elegant paver driveway, accommodating 2 cars each home. Delight in the cleverly designed split-floor plan that offers privacy and ample space for everyone. Embrace modern living with waterproof vinyl flooring throughout, ensuring style and durability. Entertain effortlessly in the sleek kitchen, complete with granite countertops, upgraded cabinets, and a charming backsplash. Relax in the luxurious master bedroom with a spacious walk-in closet. No HOA, no CDD, and no restrictions. A prime opportunity for investors and homeowners alike!
Facts & features
The home at a glance
6
Bedrooms
2,324
Sqft
0.38 ac
Lot size
2025
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,384 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,384/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 095
$143 vs $248
Days on market
307 vs 60 typical
Where $143/sqft sits among the 16 homes for sale in PORT CHARLOTTE SEC 095
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 16
PORT CHARLOTTE SEC 095 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 743% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13009 RIDGELY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$549,000
7235 STACY LANE · same community
3 bd · 3 ba · 2,015 sqft · $272/sqft · 36 DOM
Sold · Dec ’25$349,900
7474 MANVILLE TERRACE · same community
4 bd · 2 ba · 1,914 sqft · $183/sqft · 205 DOM
Sold · Dec ’25$319,000
13291 MARATHON BOULEVARD · same community
3 bd · 2 ba · 1,663 sqft · $192/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13009 RIDGELY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13009 RIDGELY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13009 RIDGELY CIRCLE FAQs
What would the monthly payment be for 13009 RIDGELY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,384/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13009 RIDGELY CIRCLE?+
The most recent tax bill on record (2024) was $1,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $333,000, this home is listed about 1% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 13009 RIDGELY CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$333,000 runs 743% above the PORT CHARLOTTE 33981 median — but at 2,324 sqft it's also 42% larger than the typical Port Charlotte listing.
02Time on market is leverage
307 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $348,000, now $333,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE REALTY AND INVESTMENT · Yury Sanchez. MLS #TB8429295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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