12175 WATER ASH PLACE, RIVERVIEW, FL, 33569
Active358 days on marketListed Sep 27, 2025MLS #TB8430444
About this home
12175 WATER ASH PLACE
Virtually Staged. Short Sale. BANKRUPTCY PROPERTY at pre-approved price! This DR Horton "Elston" two-story floorplan built in 2021 is all block construction, and was designed with modern living in mind. The heart of the home is the spacious kitchen with granite counters and its island that seamlessly connects to the living and dining areas. The open layout with gray tile flooring throughout, neutral paint, light and bright feeling make this home perfect for entertaining or quality time relaxing. Upstairs, a generous loft offers flexible space for a home office, playroom, or second living area. The oversized owner’s suite boasts a large walk-in closet with natural light and an en-suite bath with double sinks and walk-in shower. Three additional bedrooms share a full bath with dual sinks and tub/shower combo, conveniently located near the upstairs laundry. The Ridgewood community also includes a community pool and playground for some fun in the sun, come make it your own today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,328
Sqft
0.1 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,946 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,946/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs RIDGEWOOD
$146 vs $191
Days on market
358 vs 45 typical
Where $146/sqft sits among the 12 homes for sale in RIDGEWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33569 — neighborhood snapshot
Population
26,613
Median age
39.7
Median income
$97,500
Median home value
$330,700
Avg household
2.7
Households w/ children
3,400
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $370K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
6 of 12
RIDGEWOOD have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the RIVERVIEW 33569 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12175 WATER ASH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$410,000
11906 DOWNY BIRCH DRIVE · same community
4 bd · 2.5 ba · 2,328 sqft · $176/sqft · 27 DOM
Sold · Oct ’25$563,000
2220 PALM TERRACE · same community
3 bd · 2 ba · 2,243 sqft · $251/sqft · 170 DOM
Sold · Jun ’26$435,000
2814 NW 13TH COURT · same community
3 bd · 2 ba · 2,172 sqft · $200/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12175 WATER ASH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12175 WATER ASH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12175 WATER ASH PLACE FAQs
What would the monthly payment be for 12175 WATER ASH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,946/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12175 WATER ASH PLACE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12175 WATER ASH PLACE?+
The most recent tax bill on record (2024) was $7,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12175 WATER ASH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $339,900, this home is listed about 11% below the Riverview median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12175 WATER ASH PLACE?+
Sessums Elementary School (elementary), Riverview High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the RIVERVIEW 33569 market on paper
$339,900 is 9% below the RIVERVIEW 33569 median of $375,000, and at $146/sqft it sits under the Riverview average of $194.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
358 days on market against a Riverview median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sessums Elementary School, Riverview High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $375,000, now $339,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Tanja Cisliek. MLS #TB8430444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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