3166 DOWNING STREET, CLEARWATER, FL, 33759
Active308 days on marketListed Oct 1, 2025MLS #TB8433450
About this home
3166 DOWNING STREET
Beautifully updated duplex in Clearwater, this property offers two well-appointed 2-bedroom, 1-bathroom units that combine modern updates with practical living spaces. Each unit features a gourmet kitchen with stainless steel appliances, quartz countertops, and white shaker cabinets with ample storage. Bathroom layouts vary by unit: Unit A showcases quartz countertops with a standalone shower, while Unit B offers quartz countertops with a shower/tub combo. Both units boast laminate flooring throughout the living areas and fresh paint, creating a bright, move-in ready feel. Sliding doors open to the backyard, enhancing indoor-outdoor living, and each unit includes a 1-car garage with laundry hookups inside. The shared fenced backyard provides privacy and space for outdoor activities. Located near St Rd 60, the property offers convenient access to downtown, beaches, shopping, and dining, making it an ideal setting for both owner-occupants and investors. This turnkey duplex combines solid updates, strong rental appeal, and a coveted Clearwater location—contact us today to schedule a private tour.
Facts & features
The home at a glance
4
Bedrooms
1,996
Sqft
0.2 ac
Lot size
1
Garage
1974
Year built
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,787 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,787/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$250 vs $227
Days on market
308 vs 56 typical
Where $250/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3166 DOWNING STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$400,000
200 S BAYSHORE BOULEVARD · same community
5 bd · 3 ba · 2,451 sqft · $163/sqft · 210 DOM
Sold · Jun ’26$695,000
3176 SAN JOSE STREET
3 bd · 2 ba · 1,983 sqft · $350/sqft · 34 DOM
Sold · Jul ’26$460,000
3112 OYSTER BAYOU WAY
3 bd · 2.5 ba · 1,885 sqft · $244/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3166 DOWNING STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3166 DOWNING STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3166 DOWNING STREET FAQs
What would the monthly payment be for 3166 DOWNING STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3166 DOWNING STREET?+
The most recent tax bill on record (2024) was $5,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $499,900, this home is listed about 82% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3166 DOWNING STREET?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 233% above the CLEARWATER 33759 median — but at 1,996 sqft it's also 59% larger than the typical Clearwater listing.
02Time on market is leverage
308 days on market against a Clearwater median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $585,000, now $499,900 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · William Lolly. MLS #TB8433450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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