
3166 DOWNING STREET, CLEARWATER, FL, 33759
Active161 days on marketListed Feb 26, 2026MLS #TB8476561
About this home
3166 DOWNING STREET
This beautifully updated duplex in Clearwater offers two well-appointed 2-bedroom, 1-bathroom rental units, and renters will have the choice of which unit to lease. Unit A features a gourmet kitchen with stainless steel appliances, quartz countertops, and white shaker cabinets with ample storage, along with quartz countertops in the bathroom and a standalone shower. Laminate flooring runs throughout the living areas, complemented by fresh paint for a bright, move-in ready feel, and sliding doors open to the backyard. A 1-car garage with laundry hookups inside is included. Unit B echoes the same modern updates, with a gourmet kitchen, stainless steel appliances, quartz countertops, and white shaker cabinets, plus quartz countertops in the bathroom and a shower/tub combo. It also offers laminate flooring, fresh paint, a backyard-accessible sliding door, and a 1-car garage with interior laundry hookups. The shared fenced backyard provides privacy and space for outdoor activities. Located near St Rd 60, the property offers easy access to downtown, beaches, shopping, and dining. This rental opportunity combines solid updates with strong rental appeal in a coveted Clearwater location, and the owner is ready to help you select and tour the unit you choose. Contact us today to schedule your private showing.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
998
Sqft
0.2 ac
Lot size
1
Garage
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $227
Days on market
161 vs 56 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3166 DOWNING STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$400,000
200 S BAYSHORE BOULEVARD · same community
5 bd · 3 ba · 2,451 sqft · $163/sqft · 210 DOM
Sold · Oct ’25$145,000
381 S MCMULLEN BOOTH ROAD UNIT 72
2 bd · 1 ba · 968 sqft · $150/sqft · 76 DOM
Sold · Apr ’26$90,000
19029 US HIGHWAY 19 N UNIT 1-6
1 bd · 1.5 ba · 950 sqft · $95/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3166 DOWNING STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3166 DOWNING STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3166 DOWNING STREET FAQs
What would the monthly payment be for 3166 DOWNING STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3166 DOWNING STREET?+
The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,100, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3166 DOWNING STREET?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33759 market on paper
$2,100 is 99% below the CLEARWATER 33759 median of $149,900, and at $2/sqft it sits under the Clearwater average of $276.
02Time on market is leverage
161 days on market against a Clearwater median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,500, now $2,100 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · William Lolly. MLS #TB8476561.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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