10178 GULF BOULEVARD, TREASURE ISLAND, FL, 33706
Active375 days on marketListed Oct 3, 2025MLS #TB8434337
About this home
10178 GULF BOULEVARD
Pre-Construction. To be built. PRE-CONSTRUCTION | TO BE BUILT | RARE GULF-FRONT OPPORTUNITY Imagine the possibilities on the white sands of Treasure Island. This exceptional Gulf-front property offers a rare opportunity to create your own vision directly on the Gulf of Mexico. This **130' deep and 30' feet wide of pristine beachfront makes **this extraordinary homesite a blank canvas where the possibilities are nearly endless. Lot only 2.2M-Lowest Beach Front Property Available on the coast. Envision an impressive single-family coastal residence, explore the potential for a duet-style or condominium concept, or create a Gulf-front retreat that can be enjoyed as a full-time residence, seasonal escape, or income-producing property. With no minimum lease restriction, the property offers exceptional flexibility for an owner or investor. One stunning possibility is the proposed Key West-style residence shown here — a spectacular 4-bedroom, 4.5-bath Gulf-front home with nearly 7,000 total square feet designed around panoramic water views, indoor-outdoor living, and the relaxed sophistication of Florida’s Gulf Coast. Plans available. Walk or bike to nearby restaurants, bars, live music, and waterfront activities, or spend the day paddleboarding, boating, and exploring the Gulf. Downtown St. Petersburg is just a short drive away, offering the St. Pete Pier, acclaimed museums including The Dalí and Chihuly Collection, professional sports, concerts, galleries, shopping, and an outstanding culinary scene. Convenient access to Tampa International Airport, St. Pete-Clearwater International Airport, and Sarasota-Bradenton International Airport makes this an exceptional The land. The Gulf. The sunsets. The possibilities. Whether your vision is a spectacular custom Gulf-front estate, a multi-residence concept where permitted, a vacation retreat, or an income-producing investment, opportunities like this are increasingly difficult to find. Bring your vision to the shores of Treasure Island and create something extraordinary.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,754
Sqft
0.15 ac
Lot size
2
Garage
2027
Year built
Two
Levels
$1,199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$27,842 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,842/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+112.3%
$/sqft vs Treasure Island actives
$1,199 vs $513
Days on market
375 vs 125 typical
Where $1,199/sqft sits among the 179 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
97 of 179
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 889% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 10178 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,875,000
10201 GULF BOULEVARD · same community
5 bd · 4.5 ba · 4,233 sqft · $915/sqft · 54 DOM
Sold · Dec ’25$2,975,600
7843 10TH AVENUE S
4 bd · 4 ba · 3,532 sqft · $842/sqft · 29 DOM
Sold · Aug ’26$1,825,000
7711 BAYSHORE DRIVE
4 bd · 4 ba · 2,943 sqft · $620/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10178 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10178 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10178 GULF BOULEVARD FAQs
What would the monthly payment be for 10178 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10178 GULF BOULEVARD?+
The most recent tax bill on record (2024) was $20,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10178 GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $4,500,000, this home is listed about 589% above the Treasure Island median of $653,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10178 GULF BOULEVARD?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,500,000 runs 889% above the TREASURE ISLAND 33706 median — but at 3,754 sqft it's also nearly 3 times the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
375 days on market against a Treasure Island median of 125 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Bonnie Kotz. MLS #TB8434337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Treasure Island homes, in your inbox
Like 10178 GULF BOULEVARD but not quite? A daily digest of every new listing in Treasure Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kathy to ping you on any price or status change →