3735 42ND WAY S UNIT E, ST PETERSBURG, FL, 33711
Active184 days on marketListed Feb 6, 2026MLS #TB8436855
About this home
3735 42ND WAY S UNIT E
Welcome to true vacation living at Bermuda Bay Beach & Racquet Club, a gated waterfront community along the serene shore of Boca Ciega Bay in southern Pinellas County. This beautiful and quiet paradise offers a private sandy beach, breathtaking sunsets, and a warm, friendly atmosphere where neighbors gather daily for afternoon cocktails. Bermuda Bay boasts resort-style amenities, including two heated pools, a jacuzzi, lighted tennis and pickleball courts, a racquetball court, a putting green, shuffleboard, a gazebo, a playground, two laundry rooms, BBQ grills on the beach, and an active clubhouse hosting regular activities and events. This well-maintained, ground-floor, one-bedroom, one-bathroom condo is filled with bright natural light and features tasteful beach-inspired updates throughout. Enjoy a partial water view from your patio, perfect for relaxing and entertaining. The spacious bedroom offers a good-sized closet, and the updated bathroom with a new washer & dryer—ideal as a primary residence, vacation home, or investment property. The HOA covers cable TV, internet, community pools, an escrow reserve fund, exterior maintenance, on-site management, pest control, security, private roads, sewer, trash, water, and insurance. Located next to Clam Bayou Nature Preserve, Bermuda Bay is just 20 minutes from Tampa International Airport, 10 minutes to downtown St. Pete, 15 minutes to award-winning St. Pete Beach, and close to Gulfport Beach, restaurants, shopping, hospitals, and major highways. Live the Salt Life today—Schedule your showing! The seller is motivated and open to offers.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
787
Sqft
18 ac
Lot size
1974
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.3%
$/sqft vs BERMUDA BAY BEACH CONDO
$272 vs $185
Days on market
184 vs 55 typical
Where $272/sqft sits among the 10 homes for sale in BERMUDA BAY BEACH CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayview — neighborhood snapshot
Population
3,892
Median age
52
Median income
$63,896
Median home value
$241,999
Avg household
2
Households w/ children
389
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 10
BERMUDA BAY BEACH CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3735 42ND WAY S UNIT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
3735 42ND WAY S UNIT I · same community
1 bd · 1 ba · 787 sqft · $280/sqft · 76 DOM
Sold · Dec ’25$205,000
3715 42ND WAY S UNIT E · same community
1 bd · 1 ba · 787 sqft · $260/sqft · 71 DOM
Sold · Sep ’25$190,000
4225 38TH AVENUE S UNIT 63 I · same community
1 bd · 1 ba · 787 sqft · $241/sqft · 255 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3735 42ND WAY S UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3735 42ND WAY S UNIT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3735 42ND WAY S UNIT E FAQs
What would the monthly payment be for 3735 42ND WAY S UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,394/mo — principal and interest, the actual property-tax bill, the $714/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3735 42ND WAY S UNIT E?+
The association fee works out to $714 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3735 42ND WAY S UNIT E?+
The most recent tax bill on record (2025) was $1,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3735 42ND WAY S UNIT E?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $214,000, this home is listed about 50% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3735 42ND WAY S UNIT E?+
Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33711 market on paper
$214,000 is 32% below the ST PETERSBURG 33711 median of $316,250, and at $272/sqft it sits under the St Petersburg average of $382.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $714/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
184 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $219,000, now $214,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Claudia Llach. MLS #TB8436855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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