4938 YELLOWSTONE DRIVE, NEW PORT RICHEY, FL, 34655
Pending303 days on marketListed Oct 15, 2025MLS #TB8437652
About this home
4938 YELLOWSTONE DRIVE
Welcome to 4938 Yellowstone Drive, a beautifully maintained 3-bedroom, 2-bath lakefront home in the heart of New Port Richey. This charming property offers a rare combination of comfort, character, and energy efficiency. Inside, you'll find warm wood floors, a cozy gas fireplace in the living room, and abundant natural light streaming through brand-new impact windows installed in 2023. The spacious kitchen features solid wood cabinetry, plenty of counter space, a large pantry, and a convenient breakfast bar that opens to the dining area—ideal for everyday meals and entertaining alike. The split-bedroom floor plan offers privacy, with a generous primary suite that includes two walk-in closets, as well as an ensuite bathroom with both a soaking tub and a separate shower. Two additional bedrooms provide flexibility for guests, family, or a home office. Enjoy year-round comfort with a brand-new A/C system (2025), a newer roof (2018), and a fully paid-off solar panel system (2018) that keeps electric bills at an average of just $40 a month. Additional features include an in-home central vacuum system and an oversized two-car garage with ample storage. Step outside to your screened-in patio overlooking a peaceful lake—perfect for relaxing mornings or quiet evenings. The beautifully landscaped yard adds to the home’s inviting curb appeal. Ideally located, this home is just minutes from local restaurants, shopping, Starkey Park, golf courses, and more. With thoughtful updates, energy efficiency, and a serene lakefront setting, 4938 Yellowstone Drive is the perfect place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,107
Sqft
0.24 ac
Lot size
2
Garage
1997
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.7%
Days on market
303 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4938 YELLOWSTONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4938 YELLOWSTONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4938 YELLOWSTONE DRIVE FAQs
What would the monthly payment be for 4938 YELLOWSTONE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,095/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4938 YELLOWSTONE DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4938 YELLOWSTONE DRIVE?+
The most recent tax bill on record (2024) was $366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4938 YELLOWSTONE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $455,000, this home is listed about 60% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4938 YELLOWSTONE DRIVE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$455,000 runs 42% above the NEW PORT RICHEY 34655 median — but at 2,107 sqft it's also 52% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
303 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $499,000, now $455,000 — a $44K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · AJ Alessi. MLS #TB8437652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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