CENTURY 21 Edge
$449,900$485,000≈$3,237 /mo all-in ↓

0 LAKE BUFFUM ROAD, LAKE WALES, FL, 33859

Active354 days on marketListed Oct 23, 2025MLS #TB8438499

✦ Reduced $35K

About this home

0 LAKE BUFFUM ROAD

This is the perfect site to build your custom home and enjoy the peaceful country living, located in central Florida about 1.5 hrs. from either coast, it is approx. 26.74 acres, or Great opportunity for a developer with possible lot splits for development, Lot splits will have to be verified by Polk County. All information, measurements and sizes are deemed to be accurate but not guaranteed, any information contained here-in that is critical to buyers purchasing decisions, must be verified by the buyers. Any specific questions concerning permitting and zoning should be addressed to the Polk County Planning Department.

Facts & features

The home at a glance

26.74 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2024)$2,756/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,237 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,237/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Wales

Drive times from this address

Walt Disney World≈ 60 min
Universal Orlando≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33859 — neighborhood snapshot

Population

10,827

Median age

50.2

Median income

$61,871

Median home value

$200,300

Avg household

2.36

Households w/ children

878

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$275K → $249K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,900 ▼ $35K
Oct 23, 2025Listed at $485,000 · 354 days on market since

Reality check

What actually sold near 0 LAKE BUFFUM ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5125 OLD HOMESTEAD STREETSold · Mar ’26

$165,000

5125 OLD HOMESTEAD STREET

2 bd · 2 ba · 784 sqft · $210/sqft · 210 DOM

4515 SARVER AVENUESold · Mar ’26

$221,000

4515 SARVER AVENUE

3 bd · 2 ba · 1,216 sqft · $182/sqft · 64 DOM

4770 SUGARFOOT AVENUESold · Aug ’26

$229,900

4770 SUGARFOOT AVENUE

3 bd · 2 ba · 1,216 sqft · $189/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 LAKE BUFFUM ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 LAKE BUFFUM ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 LAKE BUFFUM ROAD FAQs

What would the monthly payment be for 0 LAKE BUFFUM ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,237/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 LAKE BUFFUM ROAD?+

The most recent tax bill on record (2024) was $2,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Wales?+

At $449,900, this home is listed about 84% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 LAKE BUFFUM ROAD?+

Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$449,900 runs 72% above the LAKE WALES 33859 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

354 days on market against a Lake Wales median of 84 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $485,000, now $449,900 — a $35K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Juan Carrion. MLS #TB8438499.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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