Lot 13 CAPTAINS COURT, NEW PORT RICHEY, FL, 34652
Active304 days on marketListed Oct 20, 2025MLS #TB8439165
About this home
Lot 13 CAPTAINS COURT
Oversized Waterfront Lot Seconds from Open Gulf Water! Rare offering at almost 3/4 acre. This is one of the few gated communities in the area. Not to mention, just steps to private Beach Club where you can take-in the nightly sunset . There is nothing else like it in the area! Waterfront of this size does not come along very often. Flat buildable, oversized lot in gated Schooner Place neighborhood of Gulf Harbors. Build your dream-home and have possible Gulf views from 2nd and 3rd floors and possible 360 views if you build a rooftop deck! Existing 50-foot dock and additional pilings in place. Just add lift! Plenty of room for your boat, jet skis, floating dock and other waterfront toys! Just steps outside Schooner Place is the jewel of Gulf Harbors -- the private, residents-only beach club. The beach club is the best deal in town with a generously sized private beach with parking, cabanas, grills, restrooms, etc. It is a hub of neighborhood activities and events including corn-hole, volleyball, beach parties and more. Stop dreaming and start living the FL lifestyle to the fullest today.
Facts & features
The home at a glance
0.7 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,254 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,254/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 13 CAPTAINS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$44,800
4222 RICHMERE DRIVE
1 bd · 1 ba · 624 sqft · $72/sqft · 5 DOM
Sold · Dec ’25$58,000
4229 REDCLIFF PLACE
1 bd · 1 ba · 624 sqft · $93/sqft · 49 DOM
Sold · Feb ’26$55,000
4307 SUMMERSUN DRIVE
1 bd · 1 ba · 736 sqft · $75/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 13 CAPTAINS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 13 CAPTAINS COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 13 CAPTAINS COURT FAQs
What would the monthly payment be for Lot 13 CAPTAINS COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,254/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Lot 13 CAPTAINS COURT?+
The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on Lot 13 CAPTAINS COURT?+
The most recent tax bill on record (2024) was $6,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at Lot 13 CAPTAINS COURT?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $579,900, this home is listed about 104% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 13 CAPTAINS COURT?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$579,900 runs 176% above the NEW PORT RICHEY 34652 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
304 days on market against a New Port Richey median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Celeste Hunter. MLS #TB8439165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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