CENTURY 21 Edge
$680,000$740,0004 bd3 ba2,664 sqft$255 /sqft$4,981 /mo all-in ↓

335 COCKLE SHELL LOOP, APOLLO BEACH, FL, 33572

Active255 days on marketListed Oct 29, 2025MLS #TB8442499

Reduced $60KSingle Family ResidenceHARBOUR ISLES PH 2A/2B/2C

About this home

335 COCKLE SHELL LOOP

WHAT A BEAUTY! **ADDITIONAL PRICE REDUCTION** Don't miss the opportunity to take a personal tour of this stunning, MOVE IN READY home and make it yours today! Located in the popular HARBOUR ISLES RESERVE of Apollo Beach, this home features 4 bedrooms, 3 baths, 3-car garage + separate OFFICE/FLEX space! You can transform the flex space into a 5th bedroom if needed as well. You'll also love the curb appeal of this home with its grand tile barreled roof, tropical landscaping, that leads to the elegant double leaded glass front doors for a great impression. On entry you'll quickly notice how bright and spacious the home is, with high ceilings and open space, the separate formal dining room to your left and private front office to the right. The office features beautiful French doors, crown molding, and an upgraded tray ceiling with extra crown there as well. The main area is an open floorplan for the living room, kitchen and breakfast nook which all the share the room and triple sliding glass doors and many windows bring the outside in! The GOURMET KITCHEN has some great features including GRANITE countertops, STAINLESS STEEL appliances, a lighted WALK IN PANTRY, 42" cherry cabinets with matching crown molding, an extra long breakfast bar, an awesome tile backsplash and an abundance of cabinetry for storage. The chef will not be disappointed! The floorplan offers a split bedroom plan with the Primary bedroom is exceptional in size with En suite bath on its own side of the home, features dual closets, dual vanities, GRANITE countertops, walk in shower and raised GARDEN TUB. The expansive lanai is covered and screened with a vaulted screen enclosure to add height and there's an abundance of tropical landscaping for privacy behind, plus a lake view behind the home. Additionally, this home also offers an UPGRADED $80,000 SOLAR PANEL SYSTEM, with the upgraded battery system to be paid off by the seller at closing! It's a fabulous setup! Then specifically, this community offers a Clubhouse, resort style community pool, fitness center, basketball court, fishing pier, sand volleyball court, covered playground & walking trails. Located within easy access to St Pete, downtown Tampa, the Tampa airport, MacDill, VA, USF and more. Great waterfront restaurants & shopping are nearby and our AWARD WINNING beaches are there for your enjoyment. Don't forget the Orlando theme parks which are always a fun time! WELCOME HOME ... Don't wait! Make your appointment today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,664

Sqft

0.26 ac

Lot size

3

Garage

2013

Year built

One

Levels

$255

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2024)$10,671/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic · Solar · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,981 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property tax — 2024 actual bill$889
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,000
Interest rate6.00%
Loan term

Estimated payment

$4,981/mo

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property taxes (actual bill)$889
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $680K
$466KedgeAI estimate $490,281 · range $485K$498K$707K

vs edgeAI estimate

+38.7%

$/sqft vs Apollo Beach actives

$255 vs $229

Days on market

255 vs 56 typical

Where $255/sqft sits among the 395 Apollo Beach actives

151
115 · this home
31
31
28
39
$153–210$210–266$266–323$323–379$379–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 335 COCKLE SHELL LOOP

Drive times from this address

Downtown Tampa33 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

208 of 395

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $680,000 $60K
Oct 29, 2025Listed at $740,000 · 255 days on market since
2013Built · HARBOUR ISLES PH 2A/2B/2C

Reality check

What actually sold near 335 COCKLE SHELL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

228 STAR SHELL DRIVESold · Nov ’25

$349,000

228 STAR SHELL DRIVE · same community

3 bd · 2.5 ba · 2,630 sqft · $133/sqft · 446 DOM

347 COCKLE SHELL LOOPSold · Nov ’25

$530,000

347 COCKLE SHELL LOOP · same community

4 bd · 3 ba · 2,563 sqft · $207/sqft · 142 DOM

302 COCKLE SHELL LOOPSold · Jul ’26

$670,000

302 COCKLE SHELL LOOP · same community

4 bd · 3 ba · 2,924 sqft · $229/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 335 COCKLE SHELL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 335 COCKLE SHELL LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

335 COCKLE SHELL LOOP FAQs

What would the monthly payment be for 335 COCKLE SHELL LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,981/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 335 COCKLE SHELL LOOP?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 335 COCKLE SHELL LOOP?+

The most recent tax bill on record (2024) was $10,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 335 COCKLE SHELL LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $680,000, this home is listed about 39% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 335 COCKLE SHELL LOOP?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$680,000 runs 39% above the APOLLO BEACH 33572 median — but at 2,664 sqft it's also 26% larger than the typical Apollo Beach listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

255 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $740,000, now $680,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Lisa Prisco. MLS #TB8442499.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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