222 STAR SHELL DRIVE, APOLLO BEACH, FL, 33572
Active32 days on marketListed Aug 20, 2026MLS #TB8539233
About this home
222 STAR SHELL DRIVE
Short Sale. Located in Apollo Beach, this 3-bedroom, 2-bath home offers approximately 1,880 square feet of living space with a two-car garage and a generously sized fenced backyard. Built in 2012, the home features a functional floor plan with tile and wood-look laminate flooring throughout. Based on available information, the property appears to require cosmetic refreshing along with some minor repairs. Kitchen appliances are not currently present. Buyers are encouraged to conduct thorough inspections and independently verify the condition and functionality of all systems, components, and improvements. One of the property's highlights is the large fenced backyard, offering plenty of room for outdoor living and recreation. An enclosed lanai provides additional covered living space, while a separate patio area extends the home's outdoor possibilities. Conveniently located in the Apollo Beach area with access to shopping, dining, recreation, and major transportation routes, this property offers an opportunity for buyers willing to complete some refreshing and make the home their own. This property is being offered as a short sale. Buyers and agents should review all MLS supplements and private remarks for important information regarding the purchase process. Buyers should verify all information. Agents: Please review all private remarks and MLS supplements prior to scheduling a showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,880
Sqft
0.24 ac
Lot size
2
Garage
2012
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,444 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,444/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.4%
$/sqft vs Apollo Beach actives
$154 vs $217
Days on market
32 vs 56 typical
Where $154/sqft sits among the 371 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
223 of 371
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 222 STAR SHELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$325,000
221 STAR SHELL DRIVE · same community
3 bd · 2 ba · 1,744 sqft · $186/sqft · 16 DOM
Sold · Mar ’26$300,000
221 STAR SHELL DRIVE · same community
3 bd · 2 ba · 1,744 sqft · $172/sqft · 61 DOM
Sold · Aug ’26$494,888
326 STAR SHELL DRIVE · same community
4 bd · 3 ba · 2,449 sqft · $202/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 222 STAR SHELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 222 STAR SHELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
222 STAR SHELL DRIVE FAQs
What would the monthly payment be for 222 STAR SHELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,444/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 222 STAR SHELL DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 222 STAR SHELL DRIVE?+
The most recent tax bill on record (2025) was $5,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 222 STAR SHELL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $289,000, this home is listed about 41% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$289,000 is 31% below the APOLLO BEACH 33572 median of $417,950, and at $154/sqft it sits under the Apollo Beach average of $260.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $309,000, now $289,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME LUXE COASTAL · Jonathon McLeod, PA. MLS #TB8539233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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