12849 MADISON POINTE CIRCLE UNIT 307, ORLANDO, FL, 32821
Active260 days on marketListed Nov 20, 2025MLS #TB8445013
About this home
12849 MADISON POINTE CIRCLE UNIT 307
One or more photo(s) has been virtually staged. Immaculately maintained 2-bedroom, 2-bath condo located in the highly sought-after gated community of Discovery Palms in the heart of Orlando’s attractions district. This spacious second-floor unit offers an ideal opportunity for both investors and full-time residents seeking comfort, convenience, and strong long-term value. The bright split floor plan features an open living and dining area that flows seamlessly into a fully equipped kitchen with refrigerator, range, microwave, and dishwasher. Stylish finishes, ceiling fans, updated lighting, and window blinds add to the move-in-ready appeal. The primary suite includes a private en-suite bath, while the second bedroom and full bathroom provide flexible space for guests, roommates, or a home office setup. Discovery Palms is known for strong rental demand and consistent occupancy, making this property an attractive addition to any investment portfolio. Residents enjoy resort-style amenities including a pool, fitness center, clubhouse, business center, tennis and basketball courts, dog park, and 24-hour gated security. Located just minutes from Disney, Universal, SeaWorld, Lake Buena Vista, Orlando Premium Outlets, major employers, and top dining destinations—with quick access to I-4, SR 528, and Orlando International Airport—this prime location keeps everything within reach. Whether as a primary residence or income-producing property, this is a standout opportunity in one of Orlando’s most convenient communities. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,107
Sqft
0.18 ac
Lot size
2003
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Orlando actives
$221 vs $251
Days on market
260 vs 41 typical
Where $221/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32821 — neighborhood snapshot
Population
21,765
Median age
31.6
Median income
$59,927
Median home value
$300,300
Avg household
2.29
Households w/ children
2,302
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
178 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ORLANDO 32821 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12849 MADISON POINTE CIRCLE UNIT 307
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$232,500
12843 MADISON POINTE CIRCLE UNIT 107 · same community
2 bd · 2 ba · 1,107 sqft · $210/sqft · 340 DOM
Sold · May ’26$199,000
12837 MADISON POINTE CIRCLE UNIT 208 · same community
2 bd · 2 ba · 973 sqft · $205/sqft · 31 DOM
Sold · Sep ’25$185,000
12843 MADISON POINTE UNIT 208 · same community
2 bd · 2 ba · 973 sqft · $190/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12849 MADISON POINTE CIRCLE UNIT 307 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12849 MADISON POINTE CIRCLE UNIT 307 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12849 MADISON POINTE CIRCLE UNIT 307 FAQs
What would the monthly payment be for 12849 MADISON POINTE CIRCLE UNIT 307?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,994/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12849 MADISON POINTE CIRCLE UNIT 307?+
The most recent tax bill on record (2024) was $3,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12849 MADISON POINTE CIRCLE UNIT 307?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $245,000, this home is listed about 37% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12849 MADISON POINTE CIRCLE UNIT 307?+
Sunshine Elementary (elementary), Lake Buena Vista High School (high), Freedom Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Nicole Chin. MLS #TB8445013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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