12849 MADISON POINTE CIRCLE UNIT 307, ORLANDO, FL, 32821
Active326 days on marketListed Nov 20, 2025MLS #TB8445013
About this home
12849 MADISON POINTE CIRCLE UNIT 307
One or more photo(s) has been virtually staged. LOCATION, LIFESTYLE & INVESTMENT POTENTIAL! Welcome to this beautifully maintained third floor, 2-bedroom, 2-bath condominium in Discovery Palms, a desirable gated community ideally situated in the heart of Orlando's world-famous attractions corridor. Offering a combination of comfort, convenience, and versatility, this move-in-ready residence presents an excellent opportunity for homeowners and investors alike. Situated on the THIRD FLOOR, this spacious residence features a bright, split-bedroom floor plan designed for privacy and easy living. The open living and dining areas flow seamlessly into a fully equipped kitchen featuring a refrigerator, range, microwave, and dishwasher. Updated lighting, ceiling fans, window treatments, and tasteful finishes create a welcoming atmosphere throughout. The primary suite offers a private en-suite bathroom, while the generously sized second bedroom provides flexibility for guests, a roommate, or a dedicated home office. Beyond the residence, Discovery Palms offers a resort-inspired lifestyle with an impressive collection of amenities, including a sparkling community pool, fitness center, clubhouse, business center, tennis and basketball courts, and a dog park, all within a gated community. THE LOCATION IS THE REAL ADVANTAGE! Just minutes from Walt Disney World, Universal Orlando, SeaWorld, Lake Buena Vista, Orlando Premium Outlets, and an abundance of shopping, dining, and entertainment. Convenient access to I-4, SR 528, major employment centers, and Orlando International Airport keeps everything Central Florida has to offer within easy reach. Whether you're looking for a primary residence or an addition to your investment portfolio, this third-floor condominium delivers an appealing combination of location, lifestyle, and opportunity. Discover the possibilities at Discovery Palms. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,107
Sqft
0.18 ac
Lot size
2003
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Orlando actives
$221 vs $235
Days on market
326 vs 65 typical
Where $221/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32821 — neighborhood snapshot
Population
21,765
Median age
31.6
Median income
$59,927
Median home value
$300,300
Avg household
2.29
Households w/ children
2,302
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
191 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ORLANDO 32821 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12849 MADISON POINTE CIRCLE UNIT 307
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$232,500
12843 MADISON POINTE CIRCLE UNIT 107 · same community
2 bd · 2 ba · 1,107 sqft · $210/sqft · 340 DOM
Sold · May ’26$199,000
12837 MADISON POINTE CIRCLE UNIT 208 · same community
2 bd · 2 ba · 973 sqft · $205/sqft · 31 DOM
Sold · Jul ’26$160,000
12837 MADISON POINTE CIRCLE UNIT 206 · same community
1 bd · 1 ba · 696 sqft · $230/sqft · 364 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12849 MADISON POINTE CIRCLE UNIT 307 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12849 MADISON POINTE CIRCLE UNIT 307 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12849 MADISON POINTE CIRCLE UNIT 307 FAQs
What would the monthly payment be for 12849 MADISON POINTE CIRCLE UNIT 307?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,994/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12849 MADISON POINTE CIRCLE UNIT 307?+
The most recent tax bill on record (2024) was $3,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12849 MADISON POINTE CIRCLE UNIT 307?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $245,000, this home is listed about 36% below the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12849 MADISON POINTE CIRCLE UNIT 307?+
Lake Buena Vista High School (high), Sunshine Elementary (elementary), Freedom Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$245,000 runs 10% above the ORLANDO 32821 median.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
326 days on market against a Orlando median of 65 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Nicole Chin. MLS #TB8445013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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