CENTURY 21 Edge
$599,990$618,2605 bd4 ba3,453 sqft$174 /sqft$3,671 /mo all-in ↓

7770 OCEAN SPRAY TRAIL, PALMETTO, FL, 34221

Active276 days on marketListed Nov 5, 2025MLS #TB8445323

Reduced $18KNew constructionSingle Family ResidenceCOASTERRA

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About this home

7770 OCEAN SPRAY TRAIL

Welcome to "The Costco Home!" Step into a lifestyle where coastal living meets everyday luxury in Coasterra, Palmetto’s newest resort-inspired community by David Weekley Homes. Designed for connection, relaxation, and recreation, Coasterra offers scenic walking trails, a white sand beach with lakeside pavilion bar, resort-style pool, fitness spaces, and the vibrant Club Coasterra—creating a true live-work-play environment just minutes from home. Perfectly positioned in Palmetto, this community offers convenient access to I-75 and I-275, placing you within easy reach of the Gulf Coast’s best destinations. Spend your weekends on the beaches of Anna Maria Island, enjoy waterfront dining in Bradenton, or explore the culture and entertainment of St. Petersburg and Tampa—all while coming home to a peaceful, coastal-inspired setting. Built by David Weekley Homes, this residence is backed by an industry-leading 1-, 2-, and 10-year warranty, offering lasting confidence in quality, craftsmanship, and long-term peace of mind. Within this exceptional community, The Maurice stands out as a spacious and versatile two-story home offering 3,453 square feet of thoughtfully designed living space. Featuring 5 bedrooms, 4 full bathrooms, a private study, and an open upstairs retreat, this home provides the flexibility to accommodate growing households, entertaining, or multi-functional living. The Owner’s Retreat on the first floor offers privacy and convenience, while the heart of the home showcases a modern cooktop kitchen with designer vent hood that flows seamlessly into the main living area—perfect for gatherings. Elevated finishes include quartz countertops, laminate flooring, matte black hardware, and designer tile in all wet areas, along with an upgraded walk-in shower in the secondary bath. Sliding glass doors open to the lanai, where a desirable corner homesite provides added privacy and extra yard space—ideal for outdoor living, entertaining, or future enhancements. Don’t miss your opportunity to own in one of Palmetto’s most exciting new communities.**This property offers a limited-time interest rate incentive.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,453

Sqft

0.26 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$174

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave · Range Hood
InteriorHigh Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Tandem
ExteriorHurricane Shutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$48/mo
Taxes (2025)$0/yr
PetsYes
CommunityClubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,671 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$0
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,999
Interest rate6.00%
Loan term

Estimated payment

$4,221/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Est. property taxes$550
HOA / condo fee$48
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$514KedgeAI estimate $569,496 · range $535K$593K$624K

vs edgeAI estimate

+5.4%

$/sqft vs COASTERRA

$174 vs $202

Days on market

276 vs 56 typical

Where $174/sqft sits among the 34 homes for sale in COASTERRA

5 · this home
8
4
7
2
8
$169–179$179–189$189–199$199–210$210–220$220+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 7770 OCEAN SPRAY TRAIL

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$355K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

19 of 34

COASTERRA have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,990 $18K
Nov 5, 2025Listed at $618,260 · 276 days on market since
2025Built · COASTERRA

Reality check

What actually sold near 7770 OCEAN SPRAY TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12714 DRIFTWOOD TIDE DRIVESold · Mar ’26

$607,990

12714 DRIFTWOOD TIDE DRIVE · same community

4 bd · 4 ba · 3,453 sqft · $176/sqft · 89 DOM

12811 SALTY DOG CROSSINGSold · May ’26

$554,990

12811 SALTY DOG CROSSING · same community

4 bd · 3 ba · 3,031 sqft · $183/sqft · 123 DOM

7783 OCEAN SPRAY TRAILSold · Jan ’26

$601,530

7783 OCEAN SPRAY TRAIL · same community

4 bd · 3 ba · 3,031 sqft · $198/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7770 OCEAN SPRAY TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7770 OCEAN SPRAY TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7770 OCEAN SPRAY TRAIL FAQs

What would the monthly payment be for 7770 OCEAN SPRAY TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,671/mo — principal and interest, estimated property taxes, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7770 OCEAN SPRAY TRAIL?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7770 OCEAN SPRAY TRAIL?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7770 OCEAN SPRAY TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $599,990, this home is listed about 52% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.

Which schools are assigned to 7770 OCEAN SPRAY TRAIL?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,990 runs 61% above the PALMETTO 34221 median — but at 3,453 sqft it's also nearly twice the size of the typical Palmetto listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

276 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $618,260, now $599,990 — a $18K cut. The full history is in the market section below.

Listing courtesy of WEEKLEY HOMES REALTY COMPANY · Robert St. Pierre. MLS #TB8445323.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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