9185 SANDERS TREE LOOP, WESLEY CHAPEL, FL, 33545
Active253 days on marketListed Nov 12, 2025MLS #TB8447575
About this home
9185 SANDERS TREE LOOP
Presenting upscale, spacious living in this stunning six-bedroom, 4.5-bath pond-front residence, ideally in the sought-after gated King Lake Estates section of the Epperson Lagoon Community in Wesley Chapel. This magnificent home offers remarkable space and high-end finishes throughout, starting with a grand foyer featuring a dramatic 14-foot tray ceiling. The main floor showcases 10-foot ceilings, 8-foot doors, a formal living room, and a separate den/office space, ensuring ample room for entertaining and productivity. The home’s bold kitchen features attractive blue cabinetry, built-in appliances including a ceramic cooktop with range hood, and a walk-in pantry secured by a smart lock door. Convenience is maximized with a mudroom entrance from the garage, a first-floor half bath and an oversized laundry room. An in-law suite on the main level provides private accommodations, including a bedroom with separate den, en-suite bath and dual closets. Upstairs, a versatile loft complements the screened balcony overlooking the serene pond, along with two more bedrooms upstairs that feature a Jack and Jill bath with split vanities. Throughout the home, luxurious hanging light fixtures and plentiful recessed lighting enhance the bright, airy atmosphere. Outdoor living is a delight with a first-floor screened and covered patio, offering tranquil, expansive pond views. Additional high-end features include a multi-zoned air conditioning system for optimal comfort, exterior stylish shade shutters, a paver driveway and a side-facing two-car garage. This exceptional property is in the famous Epperson Ranch Crystal Lagoon neighborhood, which is comprised of 7.5 acres of clear blue water, including sandy beaches, swim-up bar and neighborhood features showcasing UltraFi, a community-wide internet and cable experience, Streetleaf solar streetlights, playgrounds, golf cart paths, miles of trails, green spaces and dog parks. This growing area is home to the sought-after Innovation Preparatory Academy and The Kirkland Ranch Academy of Innovation schools, plus a new Publix, Starbucks and Chick-fil-A, while also conveniently minutes from Interstate 75 providing ample shopping and dining options at Tampa Premium Outlets, Shops at Wiregrass, and The Grove & KRATE.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
4,867
Sqft
0.22 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,276 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,276/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$226 vs $201
Days on market
253 vs 32 typical
Where $226/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
205 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 9185 SANDERS TREE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,050,000
9201 SANDERS TREE LOOP · same community
6 bd · 5.5 ba · 4,977 sqft · $211/sqft · 346 DOM
Sold · Dec ’25$775,000
8717 SANDERS TREE LOOP · same community
6 bd · 4.5 ba · 4,635 sqft · $167/sqft · 138 DOM
Sold · May ’26$1,260,000
8684 SANDERS TREE LOOP
6 bd · 5.5 ba · 4,977 sqft · $253/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 9185 SANDERS TREE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9185 SANDERS TREE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9185 SANDERS TREE LOOP FAQs
What would the monthly payment be for 9185 SANDERS TREE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,276/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9185 SANDERS TREE LOOP?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9185 SANDERS TREE LOOP?+
The most recent tax bill on record (2025) was $20,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9185 SANDERS TREE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $1,099,000, this home is listed about 153% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9185 SANDERS TREE LOOP?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,000 runs 166% above the WESLEY CHAPEL 33545 median — but at 4,867 sqft it's also nearly twice the size of the typical Wesley Chapel listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
253 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,150,000, now $1,099,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Paul DeSantis, PA. MLS #TB8447575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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