
0 MOON LAKE CIRCLE, NEW PORT RICHEY, FL, 34654
Active247 days on marketListed Dec 10, 2025MLS #TB8453984
About this home
0 MOON LAKE CIRCLE
Discover the freedom of starting with a blank canvas on this picturesque parcel in Moon Lake Estates, where the scenery, the community amenities, and the natural Florida landscape come together to spark your imagination. This vacant lot offers the rare chance to build your vision from the ground up—whether that’s a peaceful retreat, a charming full-time residence, or an investment property shaped around the growing demand in this area. As you arrive, you’re welcomed by tranquil waterfront views that stretch across Moon Lake’s shimmering surface. Imagine morning coffee with soft sunlight reflecting off the water, or peaceful evening walks as the sky fades into warm Florida hues. It’s the kind of setting that invites you to slow down, breathe deeper, and imagine what your next chapter could look like. The neighborhood enhances that experience even further. Moon Lake Park, just moments away, offers a beautiful lakefront space for boating, fishing, kayaking, picnicking, and weekend gatherings. Families enjoy shaded playgrounds and open green space, while outdoor lovers appreciate the ability to get on the water without straying far from home. The community blends privacy with recreation—giving you the option to enjoy an active lifestyle or simply take in the calming views whenever you choose. Whether you're envisioning a modern build overlooking the lake, a cozy getaway tucked into the trees, or a future rental investment in a well-loved community, this parcel offers unmatched opportunity and potential. Buyers are encouraged to verify all zoning, buildability requirements, utilities, environmental factors, surveys, setbacks, and any restrictions directly with county planning and appropriate authorities. All information is believed to be accurate but should be confirmed by the buyer.
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$599 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$599/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 MOON LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$61,900
9113 MYAKA STREET · same community
1 bd · 1 ba · 700 sqft · $88/sqft · 5 DOM
Sold · Jun ’26$209,900
12526 LACEY DRIVE · same community
2 bd · 1 ba · 914 sqft · $230/sqft · 74 DOM
Sold · Jan ’26$99,000
12634 CORONADO WAY · same community
3 bd · 1 ba · 924 sqft · $107/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 MOON LAKE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 MOON LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 MOON LAKE CIRCLE FAQs
What would the monthly payment be for 0 MOON LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $599/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 MOON LAKE CIRCLE?+
The most recent tax bill on record (2025) was $332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 MOON LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $64,995, this home is listed about 77% below the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 MOON LAKE CIRCLE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW PORT RICHEY 34654 market on paper
$64,995 is 65% below the NEW PORT RICHEY 34654 median of $184,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
247 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $69,995, now $64,995 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAVES REAL ESTATE PROFESSIONALS LLC · Ashley Gillum Smith. MLS #TB8453984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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