CENTURY 21 Edge
$179,000$245,0002 bd2 ba960 sqft$186 /sqft$1,778 /mo all-in ↓

7107 MOUNT ESSEX DRIVE NE UNIT 520, ST PETERSBURG, FL, 33702

Active258 days on marketListed Dec 6, 2025MLS #TB8454306

Priced 19% below the ST PETERSBURG 33702 medianReduced $66KManufactured HomeMOBEL AMERICANA MOBILE HOME PARK UNREC

About this home

7107 MOUNT ESSEX DRIVE NE UNIT 520

BEST BUY! Move-in ready! No flooding! This 2 bed/2 bath home custom built in 2000 has been freshly updated to reflect today's tastes. 2025 UPGRADES include: 1) Drywall on walls and ceiling throughout, 2) gorgeous chef's kitchen with stainless appliances, quartz countertops, wood cabinets and large island that will be the center of attention when entertaining; 3) split bedroom plan with two bedroom suites with step in showers; primary bedroom has ensuite with double door entry to double sinks, quartz countertops and easy care molded shower; guest bedroom is ensuite with bath having two entrances so guest can enter with ease. 4) Inside laundry off the kitchen for ease of use. 5) Floors are beautiful and easy-care ceramic tile. 6) Freshly painted in neutral colors. 7) Other features are double paned windows throughout in 2014 with shutters on front, decorator blinds on all windows, 2016 central heat/air, 2016 high-grade composition shingle roof, 2024 vapor barrier, and 168 sq ft screened porch to enjoy the outdoors. 8) Long carport holds two cars easily. Shed with shelving for extra storage. Beautiful landscaping around home. NO Flooding in 2024 storms! There's NOTHING TO DO here, but move in! Price includes share for the lot and ownership in the co-op. PET FRIENDLY community--2 dogs or cats up to 35 pounds each are welcomed. Renting is allowed with 2-month minimum. Low monthly maintenance of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, private streets and all amenities including heated pool, fitness center, billiards, clubhouse and so much more! Community is located only 10 mins from downtown St. Petersburg, 15 mins to two airports and 5 mins to 4th St shopping, dining and grocery. This is a must-see property!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.12 ac

Lot size

2000

Year built

One

Levels

$186

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorStorage

Community & fees

HOA fee$410/mo
Taxes (2024)$898/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityCanal Front · Dock · Fishing · Marina · Private Boat Ramp · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Park · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,778 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property tax — 2024 actual bill$75
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,265
Interest rate6.00%
Loan term

Estimated payment

$1,778/mo

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property taxes (actual bill)$75
HOA / condo fee$410
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $179K
$155KedgeAI estimate $191,849 · range $161K$211K$219K

vs edgeAI estimate

−6.7%

$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC

$186 vs $187

Days on market

258 vs 57 typical

Where $186/sqft sits among the 37 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC

7
6
6 · this home
4
6
8
$102–137$137–172$172–207$207–242$242–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mobel Americana

Map of 7107 MOUNT ESSEX DRIVE NE UNIT 520 inside its neighborhood boundary

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Mobel Americana — neighborhood snapshot

Population

682

Median age

66

Median income

$68,843

Median home value

$312,800

Avg household

2

Households w/ children

49%

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★
MiddleMeadowlawn Middle School★★★★★
HighNortheast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

20 of 37

MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $179,000 $66K
Dec 6, 2025Listed at $245,000 · 258 days on market since
2000Built · MOBEL AMERICANA MOBILE HOME PARK UNREC

Reality check

What actually sold near 7107 MOUNT ESSEX DRIVE NE UNIT 520

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7002 MOUNT BRISTOL BOULEVARD NE UNIT 448Sold · Jun ’26

$135,000

7002 MOUNT BRISTOL BOULEVARD NE UNIT 448 · same community

2 bd · 2 ba · 960 sqft · $141/sqft · 138 DOM

7245 MOUNT FAIRFIELD ROAD NE UNIT 539Sold · Nov ’25

$130,000

7245 MOUNT FAIRFIELD ROAD NE UNIT 539 · same community

2 bd · 2 ba · 952 sqft · $137/sqft · 588 DOM

7250 MOUNT ARLINGTON DRIVE NE UNIT 427Sold · Dec ’25

$120,000

7250 MOUNT ARLINGTON DRIVE NE UNIT 427 · same community

2 bd · 1.5 ba · 972 sqft · $123/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7107 MOUNT ESSEX DRIVE NE UNIT 520 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7107 MOUNT ESSEX DRIVE NE UNIT 520 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7107 MOUNT ESSEX DRIVE NE UNIT 520 FAQs

What would the monthly payment be for 7107 MOUNT ESSEX DRIVE NE UNIT 520?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,778/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7107 MOUNT ESSEX DRIVE NE UNIT 520?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7107 MOUNT ESSEX DRIVE NE UNIT 520?+

The most recent tax bill on record (2024) was $898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7107 MOUNT ESSEX DRIVE NE UNIT 520?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $179,000, this home is listed about 58% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7107 MOUNT ESSEX DRIVE NE UNIT 520?+

Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33702 market on paper

$179,000 is 19% below the ST PETERSBURG 33702 median of $220,000, and at $186/sqft it sits under the St Petersburg average of $377.

02Time on market is leverage

258 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $245,000, now $179,000 — a $66K cut. The full history is in the market section below.

Listing courtesy of BAREFOOT REALTY GROUP · Charity Cicardo. MLS #TB8454306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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